Investor Presentation Released Ahead of Rising Stars 2026 Conference
An investor presentation has been shared ahead of the Bharat Connect Conference – Rising Stars 2026 on September 28, 2026, hosted by Arihant Capital (17:00–18:00 Hrs IST).
- Q1FY27 Total Loan Disbursal
- ₹ 43 Cr+
- Q1FY27 Loan Applications Processed
- 10,373
- Q1FY27 Total Revenue Growth
- +120%
- Q1FY27 EBITDA Growth
- +86%
- Q1FY27 PAT Growth
- +66%
What was shared
The company has submitted an investor presentation to BSE, following its earlier intimation of an analysts/investors meet. The meet is the Bharat Connect Conference – Rising Stars 2026 on Monday, September 28, 2026, organised by Arihant Capital, between 17:00 Hrs to 18:00 Hrs (IST). The presentation is also to be hosted on the company website.
How the business is described
- An RBI-registered NBFC-ICC operating a digital lending model under the brand FastSalary, focused on India's salaried workforce.
- Target market described as a ₹4.2 lakh crore addressable short-term credit market in India.
- Proprietary AI underwriting serving an addressable pipeline of 2.4M+ salaried individuals.
- Average ticket sizes of ₹5,000–₹1,20,000 with tenors of 30–60 days.
Operating numbers cited for Q1FY27
- Total loan disbursal: ₹ 43 Cr+
- Loan applications processed: 10,373
- Applications received: 1.5L +
- Average loan size: ₹ 45,000
- Repeat usage, share of monthly disbursals: 70%
- Reach: 6,700+ pin codes
- Employee strength: 100+
Financial highlights shown
The deck reports growth of +120% in total revenue, +86% in EBITDA and +66% in PAT for Q1FY27.
Margin progression is presented as EBITDA margin of 36.6% in FY26 moving to 32.1% in Q1 FY27, PBT margin of 35.3% in FY26 moving to 31.0% in Q1 FY27, and PAT margin of 26.7% in FY26 moving to 20.4% in Q1 FY27. The deck notes EBITDA is derived as profit before tax plus finance costs and depreciation & amortisation, and margins are computed on total income.
How investors may read this
A presentation of this kind is a disclosure event rather than a transaction. It gives investors a consolidated view of scale, reach and profitability metrics that management intends to discuss with analysts. The deck itself carries a forward-looking-statements caution, noting actual results could differ materially from any projections.
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More numbers
- Total loan disbursal Q1FY27₹ 43 Cr+
- Loan applications processed in Q1FY2710,373
- Applications received1.5L +
- Average loan size₹ 45,000
- Repeat usage share of monthly disbursals70%
- Addressable pipeline of salaried individuals2.4M+
- Pin codes covered6,700+
- Employee strength100+
- Total revenue growth+120%
- EBITDA growth+86%
- PAT growth+66%
- PAT margin Q1 FY2720.4%
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