Sept 2026 quarter press release: AUM ₹74,008 crore, PAT up 21.8% QoQ

Sept-2026 quarter press release: AUM ₹74,008 crore; PAT ₹375 crore, up 21.8% QoQ; net interest income ₹1,589 crore; GNPA 1.20%, NNPA 0.61%; capital adequacy ratio 18.68%; liquidity buffer ₹6,526 crore.

Fri 9 Oct 2026

AUM

₹74,008 crore

PAT

₹375 crore, up 21.8% QoQ

GNPA / NNPA

1.20% / 0.61%

The quarter in brief

The company released a press note on its unaudited financial results for the quarter ended September 30, 2026. These are the figures it chose to highlight.

• Assets under management (AUM) stood at ₹74,008 crore
• Profit after tax (PAT) was ₹375 crore, a rise of 21.8% over the immediately preceding quarter
• Net interest income, including fees and other income, was ₹1,589 crore
• The liquidity buffer stood at ₹6,526 crore as on September 30, 2026

Asset quality and capital

For a lender, these measures show how safe the loan book looks and how much cushion it has.

• Gross NPA was 1.20%, lower than in the preceding quarter
• Net NPA was 0.61%, also lower than in the preceding quarter
• The capital adequacy ratio stood at 18.68%, which the company describes as well above the regulatory requirement and as leaving it headroom to grow

What the management said

The Managing Director and CEO, Mr. Arvind Kapil, described the quarter as a decisive inflection point, pointing to structural improvement across the company's core performance measures, disciplined expansion of the loan book, better realisations and continued refinement of asset quality.

Other points in the release

• The company is a Cyrus Poonawalla group promoted, non-deposit taking, systemically important non-banking finance company, registered with the Reserve Bank of India and listed on the BSE and the NSE
• Its lending includes loan against property, gold loans, prime personal and education loans, consumer durable and instant consumer loans, commercial vehicle loans, mid-market and pre-owned car finance, loans for professionals, machinery loans and shopkeeper loans
• The release also refers to its artificial intelligence programme, where new projects were added during the quarter and work continued on implementing the ones already taken up

How a reader might see it

Taken together, the numbers point to a quarter in which the loan book grew, profit rose faster than in the previous quarter, and both bad-loan ratios and the capital position were comfortable. Lenders are usually judged over several quarters, so these figures are best seen as one data point in that trend rather than a conclusion on their own.

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