ALM statement for quarter and half year ended September 30, 2026 shared with the exchanges

Poonawalla Fincorp has shared its Asset Liability Management (ALM) statement for the quarter and half year ended September 30, 2026, as submitted to the Reserve Bank of India.

Fri 9 Oct 2026

Total Outflows

7,885,950.51

Total Inflows

7,885,950.51

Total Borrowings

6,213,336.00

ALM statement: what the company shared

Poonawalla Fincorp has submitted its Asset Liability Management (ALM) statement for the quarter and half year ended September 30, 2026 to the Reserve Bank of India and shared it with the exchanges. The statement reports all monetary items in ₹ Lakhs, so every figure mentioned here is in ₹ Lakhs.

What the statement maps

The ALM statement sorts the company's outflows (money it has to pay) and inflows (money it expects to receive) into time buckets, running from the near term out to several years ahead. It is, in effect, a maturity-wise picture of the lender's cash flows.

Key figures in the update

• Total outflows: 7,885,950.51
• Total inflows: 7,885,950.51
• Borrowings, the largest outflow line: 6,213,336.00, which includes bank borrowings of 3,576,739.00, non-convertible debentures of 1,737,248.00 and commercial paper of 257,447.00
• Reserves & surplus shown on the outflow side: 1,352,727.00

Reading the mismatch section

The statement also works out, for each time bucket, the difference between inflows and outflows. Where inflows in a bucket are higher, the mismatch is positive; where outflows are higher, the mismatch is negative, meaning the company expects to pay out more than it receives in that period and would need to meet the shortfall from other sources, such as opening cash or fresh funding.

The update also expresses the mismatch as a percentage of total outflows for each bucket. The cumulative mismatch as a percentage of cumulative total outflows for the six-month-to-one-year bucket is 9.30%.

How a retail investor can read this

An ALM statement is a structural view of whether a lender's collections line up with its repayments over time. This update is a periodic reporting submission made to the RBI and the exchanges, so it is read as information on the company's structural liquidity rather than as an announcement of a specific corporate event.

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