LIC Housing Finance Q2 FY27 profit up 11% to Rs.1508.78 cr as disbursements rise 11%
Q2 FY27 PAT up 11% to Rs.1508.78 cr; loan portfolio up 5% to Rs. 326173 cr; Stage 3 EAD eases to 2.05%.
By ScoutQuest · · 1 min read
- Q2 FY27 PAT
- Rs.1508.78 cr, up 11% (vs Rs 1353.87 cr)
- Loan Portfolio
- Rs. 326173 cr, up 5% (retail Rs. 316433 Cr)
- Stage 3 EAD
- 2.05% against 2.51%
- Period
- Q2 FY27
- Positioning
- LIC Housing Finance describes itself as a 37-year-old housing finance company with a loan portfolio above ₹3 lakh crore and profit above ₹5000 crore, majority-held by LIC.
📉 Q2 FY27 net profit was Rs.1508.78 cr against Rs 1353.87 cr, up 11%, while revenue from operations was nearly flat at Rs.7175 cr versus Rs.7074 cr. A write-back on impairment of (92.57) cr helped profit before tax rise 13%.
📌 Disbursements rose 11% to Rs. 18127 cr, with project finance up 49% to Rs. 564 Cr; the outstanding loan portfolio grew 5% to Rs. 326173 cr, of which retail was Rs. 316433 Cr.
📉 Margins narrowed: NIM was 2.58% versus 2.62% a year earlier, and H1 spreads fell to 1.75% from 1.98% as yield on advances dropped faster than cost of funds.
🎯 Asset quality improved, with Stage 3 EAD at 2.05% against 2.51% and total ECL provision down to Rs.4292 Cr from Rs.5074 Cr. The selected slides give no stated targets or outlook.
Also from LIC Housing Finance
Q2 FY27: profit after tax Rs. 1508.78 Cr, up 11%; disbursements Rs. 18127 crs
30 Oct 2026
Consolidated results for the quarter Ended September 30, 2026 Unaudited
30 Oct 2026
LIC Housing Finance to host Q2FY27 earnings call on November 2, 2026, hosted by Axis Capital
28 Oct 2026
More numbers
- PAT, Q2 FY27Rs.1508.78 cr
- PAT, Q2 FY26Rs 1353.87 cr
- Revenue from operations, Q2 FY277175.08 (Rs. Cr)
- Outstanding loan portfolio, 30.09.2026Rs. 326173 cr
- Loan disbursements, Q2 FY27Rs. 18127 cr
- Net interest income, Q2 FY272087.86 (Rs. Cr)
- Net interest margin, Q2 FY272.58 %
- Stage 3 EAD, 30.09.20262.05 %
- Total ECL provision, 30.09.2026Rs.4292 Cr
- Net profit, H1 FY272997.10 (Rs. Cr)
- Spreads, H1 FY271.75%
- LIC shareholding, September 202645.24%
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