Go Digit Q2 FY27: insurance revenue ₹ 2,720 cr, profit after tax ₹ 208 cr, solvency 2.40x
Q2 FY27 insurance revenue ₹ 2,720 cr vs ₹ 2,675 cr, but profit after tax fell to ₹ 208 cr from ₹ 277 cr.
By ScoutQuest · · 1 min read
- Insurance Revenue
- ₹ 2,720 cr vs ₹ 2,675 cr
- Profit After Tax (ex MTM)
- ₹ 208 cr from ₹ 277 cr
- Combined Insurance Service Ratio
- 99.8% from 94.9%
- Period
- Q2 and H1 FY27
- Positioning
- A general insurer that wrote ₹ 5,302 cr of gross written premium with 3.0% total and 5.6% motor market share, ₹ 24,371 cr AUM and 9.4 cr customers as of September 30, 2026.
📉 Q2 FY27 insurance revenue was ₹ 2,720 cr against ₹ 2,675 cr a year earlier, while profit after tax (ex MTM) fell to ₹ 208 cr from ₹ 277 cr and profit before tax (ex MTM) to ₹ 278 cr from ₹ 370 cr. The combined insurance service ratio worsened to 99.8% from 94.9%, and gross written premium declined 3.6% to ₹ 2,571 cr in the quarter.
📉 The company says the 3.6% gross written premium decline partly reflects its choice not to renew health reinsurance inward and government health business, where pricing was unattractive; excluding these, it says gross written premium was flat. Profit before tax excluding MTM and flood loss was ₹ 341 cr in Q2 FY27 against ₹ 380 cr a year earlier, and profit after tax on that basis ₹ 255 cr against ₹ 285 cr.
💰 Assets under management stood at ₹ 24,371 cr at book value as on September 30, 2026, against ₹ 21,019 cr a year earlier, which the company puts as a rise of ₹ 3,352 cr or 15.9%. Solvency was 2.40x against 2.42x at March 31, 2026 and above the 1.50x regulatory minimum, with net worth of ₹ 8,137 cr.
📉 On gross direct premium, the company reports Q2 FY27 total de-growth of 1.2%, with Motor OD down 7.0%, Fire down 25.8% and Health, Travel & PA up 19.6% year on year; for H1 FY27 total gross direct premium was down 1.8%.
Also from Go Digit General Insurance
Equity shareholders approve Scheme of Amalgamation with requisite majority
5 Nov 2026
Board approves Ind AS-basis Q2 and H1 FY27 results; limited review conclusion clean
5 Nov 2026
Go Digit to hold Q2 & H1 FY27 earnings call on 5 November 2026 at 17:45 IST
2 Nov 2026
More numbers
- Insurance revenue, Q2 FY272,720 (₹ cr)
- Profit after tax (ex MTM), Q2 FY27208 (₹ cr)
- Profit before tax (ex MTM), Q2 FY27278 (₹ cr)
- Combined insurance service ratio, Q2 FY2799.8
- Gross written premium, Q2 FY27₹ 2,571 cr
- Gross direct premium, Q2 FY27₹ 2,351 cr
- Profit after tax (ex MTM & flood loss), Q2 FY27255 (₹ cr)
- Assets under management, September 30, 2026₹ 24,371 cr
- Solvency ratio, September 30, 20262.40 x
Nothing here is a view, opinion or recommendation of ScoutQuest, its parent, directors or employees. ScoutQuest is a technology company: this page was assembled automatically from public sources using artificial intelligence, and may contain errors or omissions. Confirm everything against the original source before you act on it. Any use of this page is at your own risk, and neither ScoutQuest nor its parent, directors or employees accepts liability for it.