Can Fin Homes Q2 FY27: loan book reaches ₹43,539 crore, PAT ₹275 crore; Roadmap 2028 targets 40% non-South disbursement
Q2 FY27 loan book ₹43,539 crore vs 39,657; PAT ₹275 crore vs 251; NIM 3.89% vs 4.02%.
By ScoutQuest · · 1 min read
- Loan Book Q2 FY27
- ₹43,539 crore vs 39,657
- PAT Q2 FY27
- ₹275 crore vs 251
- NIM Q2 FY27
- 3.89% vs 4.02%
- Period
- Q2 FY27
- Positioning
- Can Fin Homes presents itself as a Canara Bank-sponsored, trusted housing finance institution with a ₹43,539 crore loan book, mostly housing loans to salaried borrowers.
📈 Q2 FY27 loan book rose to ₹43,539 crore from ₹39,657 crore a year earlier; NII was ₹431 crore (vs 404), PBT ₹347 crore (vs 332) and PAT ₹275 crore (vs 251). NIM eased to 3.89% from 4.02% and RoAA to 2.42% from 2.46%. FY26 PAT was ₹1,086 crore with GNPA at 0.85%.
📉 Quarterly spread slipped to 2.81% in Q2 FY27 from 2.91% a year earlier, with yield at 9.84% and cost of funds 7.03%. Annual reset loans fell to 12.37% of AUM from 59.75%.
🎯 Under its Roadmap 2028 the company projects Rest of India rising to 40% of incremental disbursement (34% at Sept-26) and non-housing loans to 20% of AUM (16% at Sept-26). It says it has added 86 branches since March 2023 against 188 before.
🔬 Management states the IT transformation Project Tejas, with IBM as system integrator, is complete and says it will underpin innovation, risk management and growth, alongside a thrust on direct sourcing and new sourcing channels.
Also from Can Fin Homes
Q2 FY27 call: IT go-live slows disbursements; full-year guidance of INR13,000 crores held
17 Oct 2026
CARE AAA; Stable reaffirmed on Rs. 12,000.00 crore bank facilities; CARE A1+ for Rs. 4,500.00 crore CP
13 Oct 2026
Can Fin Homes reported subdued Q2 results with disbursements falling due to technology transition disruptions
13 Oct 2026
More numbers
- Loan book, Q2 FY2743,539 (₹ in crore)
- Net interest income, Q2 FY27431 (₹ in crore)
- PBT, Q2 FY27347 (₹ in crore)
- PAT, Q2 FY27275 (₹ in crore)
- PAT, Q2 FY26251 (₹ in crore)
- Net interest margin, Q2 FY273.89%
- RoAA, Q2 FY272.42%
- PAT, FY261,086 (₹ in Crore)
- GNPA, FY260.85%
- Spread, Q2 FY272.81%
- Disbursement, Q2 FY272373 (₹ in Crore)
- New branches after 202386
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