Bank of India Q2 FY27: net profit up 25.34% YoY to ₹3,202 Cr, global business up 21.13%
Q2 FY27 net profit up 25.34% YoY to ₹3,202 Cr; NII ₹7,007 Cr, global business up 21.13%, gross NPA down 94 bps.
By ScoutQuest · · 1 min read
- Q2 FY27 Net Profit
- ₹3,202 Cr, up 25.34% YoY
- Net Interest Income
- ₹7,007 Cr (up 19%)
- Gross NPA
- ₹13,648 Cr, down 94 bps YoY
- Period
- Quarter ended September 2026 (Q2 FY 2026-27)
- Positioning
- Bank of India presents itself as a growing public sector lender with balanced retail, agriculture, MSME and corporate growth and priority sector lending above regulatory targets.
📈 Net profit for Q2 FY27 was ₹3,202 Cr against ₹2,555 Cr a year earlier, with operating profit of ₹5,089 Cr and net interest income of ₹7,007 Cr (up 19%). Half-year net profit reached ₹6,270 Cr.
📌 Asset quality improved: gross NPA closed at ₹13,648 Cr and net NPA at ₹3,557 Cr, with fresh slippage of ₹1,160 Cr against cash recovery of ₹1,635 Cr. The key highlights slide shows gross NPA down 94 bps and net NPA down 23 bps YoY.
🎯 The company says priority sector lending exceeded regulatory targets across categories as of 30.09.2026, at 46.24% of ANBC against a 40% target.
📌 On ESG, the presentation states the bank has signed up to PCAF to disclose financed emissions, envisages all future bank-owned new construction as green buildings, and reports green finance exposure above ₹14,000 Crs and ₹3000 crore of green deposits garnered in H1.
Also from Bank of India
Bank of India Q2 FY2026-27 Analyst Meet (hybrid) audio recording posted; call concluded 7:36 pm
23 Oct 2026
Related party transaction statement for the quarter and half-year ended 30.09.2026
23 Oct 2026
Bank of India Q2 FY27: cost-to-income ratio improves 507 bps to 47.95%, GNPA ratio at 1.60%, global advances up 20.58%
23 Oct 2026
More numbers
- Net profit, Q2 FY273,202 (Amt in ₹ Cr)
- Net profit growth YoY, Q2 FY2725.34%
- Operating profit, Q2 FY275,089 (Amt in ₹ Cr)
- Net interest income, Q2 FY277,007 (Amt in ₹ Cr)
- Net profit, HY1 FY276,270 (Amt in ₹ Cr)
- Gross NPA closing balance, Q2 FY2713,648 (Amt in ₹ Cr)
- Net NPA, Q2 FY273,557 (Amt in ₹ Cr)
- Global business growth YoY21.13%
- Priority sector % to ANBC, 30.09.2646.24
- Total domestic investments, 30.09.262,73,822 (Amt in ₹ Cr)
- Total manpower52,291
- Green deposits garnered, H1 FY 2026-27₹3000 crore
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