Bank of India Q2 FY27: cost-to-income ratio improves 507 bps to 47.95%, GNPA ratio at 1.60%, global advances up 20.58%
Cost-to-income ratio improved 507 bps YoY to 47.95% and NIM (Global) rose 6 bps YoY to 2.47% in Q2 FY27.
By ScoutQuest · · 1 min read
- Cost-to-income ratio
- improved 507 bps YoY to 47.95%
- GNPA ratio
- improved 94 bps YoY to 1.60%
- Net interest income
- rose 18.52% YoY to ₹7,007 Cr in Q2 FY27
- Release
- Results press release
- Period
- Q2 FY27
_Basis not stated · Q2 FY27_
📌 Global advances grew 20.58% YoY to ₹8,55,071 Cr and global deposits 21.59% YoY to ₹10,37,530 Cr at September 2026.
🌍 RAM advances rose 18.68% YoY to ₹4,12,670 Cr at September 2026, and the domestic CASA ratio stood at 34.16%.
📈 Operating profit rose 33.19% YoY to ₹5,089 Cr in Q2 FY27, and net interest income rose 18.52% YoY to ₹7,007 Cr.
📌 Digital transactions rose 25% YoY to 2.21 billion in September 2026.
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More numbers
- Net Profit, Q2 FY27₹3,202 Cr
- Operating Profit, Q2 FY27₹5,089 Cr
- Net Interest Income, Q2 FY27₹7,007 Cr
- NIM (Global), Q2 FY272.47%
- Cost to Income Ratio (Global), Q2 FY2747.95%
- Return on Equity, Q2 FY2716.36%
- GNPA ratio, Sep'261.60%
- Global Advances, Sep'26₹8,55,071 Cr
- Global Deposits, Sep'26₹10,37,530 Cr
- RAM Advances, Sep'26₹4,12,670 Cr
- Domestic CASA ratio, Sep'2634.16%
- Digital transactions, Sep'262.21 billion
- New PMJDY accounts, H1FY277.07 Lakh
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