Q2 FY27 provisional business update: total deposits up 28.6% YoY, gross advances up 27.9% YoY
Q2 FY27 provisional update: total deposits ₹1,70,460 crore (+28.6% YoY), CASA deposits ₹50,290 crore, CASA ratio 29.5%.
- Total Deposits
- ₹1,70,460 crore (+28.6% YoY)
- CASA Deposits
- ₹50,290 crore
- CASA Ratio
- 29.5%
- Gross Advances
- ₹1,50,290 crore (+27.9% YoY)
- Gross Loan Portfolio (A+B)
- ₹1,53,770 crore (+25.1% YoY)
Quarterly business update
The bank has placed on record provisional figures for the quarter ended September 30, 2026, covering deposits and advances. These were released ahead of the official announcement of the financial results for that quarter.
Deposits
- Total deposits stood at ₹1,70,460 crore, compared with ₹1,32,509 crore a year earlier (up 28.6% year on year) and ₹1,57,727 crore in the previous quarter (up 8.1% quarter on quarter).
- CASA deposits, that is current account and savings account deposits, were ₹50,290 crore, up 29.1% year on year from ₹38,963 crore. Sequentially they rose from ₹45,399 crore in the June quarter, a rise of 10.8%.
- The CASA ratio was 29.5%, against 29.4% a year earlier and 28.8% in the previous quarter.
Advances
- Gross advances were ₹1,50,290 crore, up 27.9% year on year from ₹1,17,525 crore, and up 7.0% from ₹1,40,461 crore in the previous quarter.
- The securitised/assigned portfolio/IBPC stood at ₹3,480 crore, against ₹5,352 crore a year earlier and ₹3,789 crore in the June quarter.
- Adding the two, the gross loan portfolio (A+B) was ₹1,53,770 crore, up 25.1% year on year from ₹1,22,877 crore and up 6.6% from ₹1,44,250 crore in the previous quarter.
What to keep in mind
- The bank has stated that the above information for Q2 FY27 is provisional.
- It is being released ahead of the official announcement of the financial results for the quarter ended September 30, 2026.
- It is subject to review and approval by the Audit Committee, the Board of Directors and the Statutory Auditors of the bank.
How to read this
The figures give an early view of deposit growth, the share of low-cost CASA deposits in the deposit base, and loan growth for the quarter. The CASA ratio shows how much of the deposit base sits in current and savings accounts; a higher ratio indicates a larger share of lower-cost deposits. The final picture will be known when the bank announces its results for the quarter.
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More numbers
- Total deposits as on Sep 30, 20261,70,460 (₹ crore)
- Total deposits as on Sep 30, 20251,32,509 (₹ crore)
- Total deposits YoY growth28.6%
- Total deposits QoQ growth8.1%
- CASA deposits as on Sep 30, 202650,290 (₹ crore)
- CASA deposits YoY growth29.1%
- CASA ratio as on Sep 30, 202629.5%
- Gross advances (A) as on Sep 30, 20261,50,290 (₹ crore)
- Gross advances YoY growth27.9%
- Securitised/assigned portfolio/IBPC (B)3,480 (₹ crore)
- Gross loan portfolio (A+B) as on Sep 30, 20261,53,770 (₹ crore)
- Gross loan portfolio YoY growth25.1%
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