ScoutQuest1 Oct 2026
AU Small Finance Bank540611Rating outlook

ICRA AA reaffirmed on Rs. 1,004.00 crore Tier-II bonds, outlook revised to Positive from Stable; ICRA AA (Positive) assigned to Rs. 100.00 crore infrastructure bonds

1,104.00 (Rs. crore)Total rated amount
Basel II Lower Tier II bonds - rated amount1,004.00 (Rs. crore)
Infrastructure bonds - rated amount100.00 (Rs. crore)
Total rated amount 1,104.00 (Rs. crore): Basel II Lower Tier II bonds - rated amount 1,004.00 (Rs. crore), Infrastructure bonds - rated amount 100.00 (Rs. crore).
Rating Action
[ICRA]AA (Positive) reaffirmed on Tier-II bonds, outlook revised from Stable
Tier-II Bonds Rated
Rs. 1,004.00 crore
Infrastructure Bonds Rated
Rs. 100.00 crore
Capital Adequacy Ratio
CAR 18.9% (Tier I 17.1%)
Gross NPAs
2.1% as on June 30, 2026

ICRA AA reaffirmed on Rs. 1,004.00 crore Tier-II bonds, outlook revised to Positive from Stable; ICRA AA (Positive) assigned to Rs. 100.00 crore infrastructure bonds.

29%Share of account and savings account (CASA
Share of account and savings account (CASA: 29%.
[ICRA]AAReaffirmed · ICRA
Reaffirmed by ICRA · [ICRA]AA · outlook Positive.
Final licence received
SFB operations commenced
Rating action date
Final licence received 20 Dec 2016 · SFB operations commenced 19 Apr 2017 · Rating action date 1 Oct 2026
More numbers
  • Basel II Lower Tier II bonds - previous rated amount1,004.00 (Rs. crore)
  • Basel II Lower Tier II bonds - current rated amount1,004.00 (Rs. crore)
  • Infrastructure bonds - current rated amount100.00 (Rs. crore)
  • Total current rated amount1,104.00 (Rs. crore)
  • Gross loan portfolio as on June 30, 2026Rs. 1,44,250 crore
  • Total deposits as on June 30, 2026Rs. 1,57,727 crore
  • Capital adequacy ratio as on June 30, 202618.9%
  • Tier I capital as on June 30, 202617.1%
  • Net interest margin in Q1 FY20275.5%
  • Gross NPAs as on June 30, 20262.1%
  • Net NPAs as on June 30, 20260.8%
  • Return on assets (annualised) Q1 FY20271.6%
  • Share of current account and savings account (CASA)29%
Source: BSE · 1 Oct 2026

Nothing here is a view, opinion or recommendation of ScoutQuest, its parent, directors or employees. ScoutQuest is a technology company: this page was assembled automatically from public sources using artificial intelligence, and may contain errors or omissions. Confirm everything against the original source before you act on it. Any use of this page is at your own risk, and neither ScoutQuest nor its parent, directors or employees accepts liability for it.