Aditya Birla Capital Q2 FY27: standalone PAT up 35% to ₹1,237 crore, loan book at ₹1,67,685 crore
Q2 FY27 standalone PAT ₹1,237 crore, up 35% Q2-o-Q2; total income up 24%; GS3 eases to 1.28% on ₹1,67,685 crore loan book.
By ScoutQuest · · 1 min read
- Standalone Q2 FY27 PAT
- ₹1,237 crore, up 35% Q2-o-Q2 (vs ₹916 crore in Q2 FY26)
- Total income
- ₹5,211 crore (up 24%)
- Stage 3 (GS3)
- 1.28% of a ₹1,67,685 crore loan book at Sep'26 from 1.68% a year earlier
- Period
- Quarter and half year ended 30 September 2026…
- Positioning
- Aditya Birla Capital presents itself as a diversified financial services group spanning NBFC lending, housing finance, asset management, life and health insurance.
📈 Standalone Q2 FY27 profit after tax was ₹1,237 crore against ₹916 crore in Q2 FY26 (up 35%), with total income of ₹5,211 crore (up 24%) and net interest income of ₹2,475 crore (up 23%). H1 FY27 PAT was ₹2,130 crore and return on equity 16.7%.
📉 The NBFC business earned Q2 FY27 PAT of ₹1,008 crore with NIM of 6.00% and RoA of 2.45%. Stage 3 fell to 1.28% of a ₹1,67,685 crore loan book at Sep'26 from 1.68% a year earlier, with Stage 3 PCR at 48.4%.
📉 Asset management QAAUM rose 140% y-o-y to ₹11,05,605 crore, largely on alternate mandates of ₹6,52,762 crore; mutual fund closing AUM slipped 1% to ₹4,04,775 crore. Life insurance total gross premium for H1 FY27 was ₹12,656 crore; health insurance sales GWP grew ~48% YoY to ₹4,543 Cr but PBT fell to 46 Crs from 76 Crs.
🏭 Management shows an FY'27 estimate of 20%+ VNB margin in life insurance versus 16.1% in H1 FY'27, says housing finance will accelerate growth in prime and affordable segments and expand market share, and lists several alternates and offshore funds with fund raising underway or in the pipeline.
Also from Aditya Birla Capital
Monitoring agency reports no deviation in use of preferential issue proceeds
30 Oct 2026
Board approves September quarter results; grants 1,82,502 and 2,44,676 stock options plus 54,631 PSUs
30 Oct 2026
Standalone results for the 30th Sept 2026 (Unaudited)
30 Oct 2026
More numbers
- Standalone profit after tax, Q2 FY271,237 (₹ crore)
- Standalone total income, Q2 FY275,211 (₹ crore)
- Standalone PAT growth, Q2-o-Q235%
- Standalone return on equity, H1 FY2716.7%
- Total loan book, Sep'261,67,685 (₹ Crore)
- Stage 3, Sep'261.28%
- NBFC profit after tax, Q2 FY271,008 (₹ crore)
- NBFC net interest margin, Q2 FY276.00
- Total QAAUM, Q2 FY2711,05,605 (₹ Crores)
- Life insurance total gross premium, H1 FY2712,656 (₹ crore)
- Life insurance VNB margin, H1 FY'2716.1%
- Health insurance sales GWP, H1 FY274,543 Cr
- Health insurance PBT, H1 FY2746 Crs
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