Zaggle management discussed Zoyer platform contribution to revenue, margins and MDR opportunities from new RBI rules effective October 15

Mon 28 Sep 2026

Heard on Live television at 13:35:57 IST.

• Zoyer contributes about 44-45% of revenue on a gross basis and is expected to keep growing at 45-50%
• Margins guided at around 7.5% for the last quarter, expected to sustain
• AI-related costs had risen earlier but have started rationalizing
• MDR opportunities from Bharat Connect/Bharat Money and zak.money seen as margin positive once new rules kick in from October 15, but management said it is too early to quantify, better view by January
• No MDR on transactions of Rs 2,000 or less or on P2P, benefit will come from P2M transactions

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