Provisional Q2 FY27 business update: gross advances up 18.53% YoY, total deposits up 6.87% YoY

Provisional business update for the quarter ended 30 Sept 2026.

Thu 1 Oct 2026

Gross advances

Rs. 11,55,930 crore, up 18.53% YoY

Total deposits

Rs. 13,19,457 crore, up 6.87% YoY

Domestic advances

Rs. 11,05,807 crore, up 17.36% YoY

Domestic CASA deposits

Rs. 4,60,697 crore, up 14.66% YoY

RAM advances

Rs. 6,35,527 crore, up 14.65% YoY

What has been shared

The bank has intimated provisional business figures for the quarter ended 30 September 2026, released before the declaration of the financial results for that quarter. The bank states the information is provisional and subject to review by the Statutory Central Auditors and other necessary approvals.

Advances

• Gross advances were Rs. 11,55,930 crore as on 30.09.2026, against Rs. 10,96,331 crore as on 30.06.2026 (Q-o-Q growth 5.44%) and Rs. 9,75,207 crore as on 30.09.2025 (Y-o-Y growth 18.53%).
• Domestic advances were Rs. 11,05,807 crore, against Rs. 10,61,128 crore (Q-o-Q 4.21%) and Rs. 9,42,273 crore (Y-o-Y 17.36%).
• RAM advances (domestic) were Rs. 6,35,527 crore, against Rs. 6,08,095 crore (Q-o-Q 4.51%) and Rs. 5,54,306 crore (Y-o-Y 14.65%).

Deposits

• Total deposits were Rs. 13,19,457 crore, against Rs. 12,83,366 crore (Q-o-Q 2.81%) and Rs. 12,34,621 crore (Y-o-Y 6.87%).
• Domestic deposits were Rs. 13,18,977 crore, against Rs. 12,82,770 crore (Q-o-Q 2.82%) and Rs. 12,34,088 crore (Y-o-Y 6.88%).
• Domestic CASA deposits were Rs. 4,60,697 crore, against Rs. 4,50,220 crore (Q-o-Q 2.33%) and Rs. 4,01,809 crore (Y-o-Y 14.66%).

CASA share and CD ratio

• Domestic CASA percentage was 34.93%, against 35.10% as on 30.06.2026 (down 17 BPS) and 32.56% as on 30.09.2025 (up 237 BPS).
• Domestic C/D ratio (excluding bank deposits) was 84.34%, against 83.38% (up 96 BPS) and 77.01% (up 733 BPS).
• Domestic C/D ratio (including bank deposits) was 83.84%, against 82.72% (up 112 BPS) and 76.35% (up 749 BPS).

Overall business

• Global business was Rs. 24,75,387 crore, against Rs. 23,79,697 crore (Q-o-Q 4.02%) and Rs. 22,09,828 crore (Y-o-Y 12.02%).
• Domestic business was Rs. 24,24,784 crore, against Rs. 23,43,898 crore (Q-o-Q 3.45%) and Rs. 21,76,361 crore (Y-o-Y 11.41%).

How to read this update

This is a business-figure update, not the full profit-and-loss results for the quarter; it covers advances, deposits, CASA and the credit-deposit ratio only.

The numbers show year-on-year growth in both advances and deposits, with advances growing at a faster percentage rate than deposits. The domestic CASA percentage is higher than a year earlier by 237 BPS, while it is 17 BPS lower than the previous quarter. The domestic C/D ratio has moved up both year-on-year and quarter-on-quarter.

What to keep in mind

The bank itself notes the figures are provisional and released before the declaration of the results for the quarter ended 30 September 2026, and that they are subject to review by the Statutory Central Auditors and other necessary approvals.

Nothing here is a view, opinion or recommendation of ScoutQuest, its parent, directors or employees. ScoutQuest is a technology company: this page was assembled automatically from public sources using artificial intelligence, and may contain errors or omissions. Confirm everything against the original source before you act on it. Any use of this page is at your own risk, and neither ScoutQuest nor its parent, directors or employees accepts liability for it.