Q2FY27 update: gross advances ₹14,972 crore, total deposits ₹16,184 crore, GNPA 2.9%
Q2FY27 update (as on Sep 30, 2026): gross advances ₹14,972 crore, disbursements ₹3,095 crore, total deposits ₹16,184 crore (up 35.0% YoY), CASA 19.4% of deposits.
- Gross Advances
- ₹14,972 crore
- Disbursements
- ₹3,095 crore
- Total Deposits
- ₹16,184 crore (up 35.0% YoY)
- CASA
- 19.4% of deposits
- GNPA
- 2.9% vs 9.3% a year ago
What was shared
The bank shared its quarterly business numbers as on September 30, 2026. All figures are in ₹ crore unless stated otherwise.
Advances and deposits
- Gross advances: ₹14,972 crore, after considering a write-off of ₹591 crore
- Disbursements during the quarter: ₹3,095 crore
- Total deposits: ₹16,184 crore, a year-on-year growth of 35.0%
- CASA formed 19.4% of deposits
Asset quality
Gross NPA was 2.9% in Q2FY27, against 6.5% in Q1FY27 and 9.3% in Q2FY26, a sharp improvement on both a quarter-on-quarter and year-on-year basis.
The GNPA, NNPA and CGFMU breakup
- GNPA: 438.31
- NNPA: 224.51
- Balance claimable under CGFMU: 180.00
Credit guarantee cover
The bank said it continues to cover its eligible portfolio under the Credit Guarantee Scheme as a prudent risk management practice.
Points to keep in mind
- The numbers are described as provisional and unaudited, and are subject to review or approval by the Audit Committee and Board of Directors, and to limited review by the statutory auditors
- Gross advances are stated after considering the write-off mentioned above
How it can be read
The update shows the bank growing its advances and deposits year-on-year while reporting a materially lower GNPA percentage. The write-off and the provisional nature of the numbers are the main qualifiers to the picture.
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More numbers
- Gross advances, Q2FY27 (₹ crore)14,972
- Disbursements, Q2FY27 (₹ crore)3,095
- Total deposits, Q2FY27 (₹ crore)16,184
- Total deposits, year-on-year growth35.0%
- CASA as % of deposits, Q2FY2719.4%
- GNPA, Q2FY272.9%
- GNPA, Q1FY276.5%
- GNPA, Q2FY269.3%
- Write-off considered in gross advances₹591 Crore
- GNPA amount (₹ crore)438.31
- NNPA amount (₹ crore)224.51
- Balance claimable under CGFMU (₹ crore)180.00
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