Q2 FY27 press release: profit after tax Rs. 76.5 Cr, gross advances Rs. 14,972 Cr, GNPA 2.9%
Q2 & H1 FY27 unaudited results: Gross advances Rs. 14,972 Cr, deposits Rs. 16,184 Cr.
By ScoutQuest · · 1 min read
- Gross advances
- Rs. 14,972 Cr
- Q2 Profit After Tax
- Rs. 76.5 Cr
- Asset quality (GNPA / NNPA)
- GNPA 2.9%, NNPA 1.5%
Snapshot
Suryoday Small Finance Bank has released a press release on its unaudited financial results for the quarter and half year ended September 30, 2026. It sets out business and financial highlights for both periods, a table of key metrics, and a statement from the MD & CEO.
Key figures from the release
- Gross advances: Rs. 14,972 Cr as on September 2026
- Deposits: Rs. 16,184 Cr as on September 2026
- Net total income for Q2 FY27: Rs. 495.3 Cr
- Profit after tax for Q2 FY27: Rs. 76.5 Cr
- Profit after tax for H1 FY27: Rs. 151.7 Cr
Asset quality and capital
- Gross NPA ratio: 2.9%
- Net NPA ratio: 1.5%
- Capital adequacy ratio (CRAR): 19.4%
The bank said the NPA ratios are stated after giving effect to claims received from CGFMU, the credit guarantee scheme for micro units.
What management said
The MD & CEO said the quarter saw healthy growth in advances, disbursements and deposits, and that asset quality improved further. He said the bank will prioritise disciplined growth, robust underwriting, strong collection efforts and operating efficiency, while expanding secured lending across mortgages, wheels and MSME, and building its digital banking division.
Points for a retail investor to keep in mind
- These are unaudited results for a quarter and a half year, not a full-year audited account.
- Bank profits and ratios are sensitive to provisioning and recovery assumptions; the NPA ratios here reflect the effect of CGFMU claims as stated by the bank.
- The release carries a safe harbour statement: some statements are forward-looking and actual outcomes may differ.
Also from Suryoday Small Finance Bank
Suryoday SFB Q2 FY27: PAT up 151.7% to ₹76.5 Cr, loan book up 34.6%, deposits up 35.0%
29 Oct 2026
Board approves Q2 and H1 FY27 unaudited results; auditors' limited review finds no material misstatement
29 Oct 2026
Board approves raising up to Rs. 100 crore via Lower Tier II non-convertible debentures
23 Oct 2026
More numbers
- Gross advances as on September 2026Rs. 14,972 Cr
- Deposits as on September 2026Rs. 16,184 Cr
- Net total income, Q2 FY27Rs. 495.3 Cr
- Profit after tax, Q2 FY27Rs. 76.5 Cr
- Profit after tax, H1 FY27Rs. 151.7 Cr
- Gross NPA ratio as on September 20262.9%
- Net NPA ratio as on September 20261.5%
- Capital adequacy ratio (CRAR)19.4%
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