Shriram Finance511218Earnings call transcript
Transcript of Q2 FY27 earnings call: key financial and operating outcomes
Q2 FY27 earnings call transcript shared.
By ScoutQuest · · 1 min read
- Disbursements
- INR54,079.02 crores
- AUM
- INR3,29,021.72 crores
- Profit after tax
- INR3,677.03 crores
Quarterly performance
- Disbursements were INR54,079.02 crores in Q2 FY27.
- AUM stood at INR3,29,021.72 crores as on 30 September 2026.
- Profit after tax was INR3,677.03 crores.
- Net interest margin was 9.52%.
- Cost-to-income ratio was 22.52%.
Asset quality
- Gross Stage 3 stood at 4.65%.
- Credit cost on total assets was 2.03%.
Dividend
- The Board declared an interim dividend of INR6.5 per share.
- The record date for entitlement is October 29, 2026.
Funding and liquidity
- Management said the liquidity buffer remains strong to repay the next quarter's liability.
- The liability mix included public deposits, non-convertible debentures, ECB loan and bond, domestic bank and institutional borrowing, and securitisation.
Operating context
- Management described the quarter as good under current circumstances.
- It discussed GDP growth, retail and wholesale inflation, RBI policy, the rural economy, GST collections and auto sales as context.
- It said commercial vehicle, passenger vehicle, two-wheeler, three-wheeler, tractor and construction equipment sales grew, with robust EV growth across segments.
Also from Shriram Finance
Analyst suggests holding Shriram Finance despite correction, expects further dip before bounce
28 Oct 2026
CRISIL monitoring report for September quarter: issue proceeds used for onward lending, no deviation
26 Oct 2026
Shriram Finance stock fell 4-5% after management cut guidance during earnings call
26 Oct 2026
More numbers
- Disbursements in Q2 FY27INR54,079.02 crores
- AUM as on September 30, 2026INR3,29,021.72 crores
- Profit after tax in Q2 FY27INR3,677.03 crores
- Net interest margin in Q2 FY279.52%
- Gross Stage 3 in Q2 FY274.65%
- Credit cost on total assets in Q2 FY272.03%
- Cost-to-income ratio in Q2 FY2722.52%
- Interim dividend per shareINR6.5 per share
Source: BSE · 27 Oct 2026
Nothing here is a view, opinion or recommendation of ScoutQuest, its parent, directors or employees. ScoutQuest is a technology company: this page was assembled automatically from public sources using artificial intelligence, and may contain errors or omissions. Confirm everything against the original source before you act on it. Any use of this page is at your own risk, and neither ScoutQuest nor its parent, directors or employees accepts liability for it.