Q2/H1 FY27 earnings presentation: loan book ₹5,694 Cr, net worth ₹1,598 Cr, PAT ₹112 Cr
SG Finserve shared its Q2/H1 FY27 investor presentation: loan book ₹5,694 Cr (up 98% YoY), gross disbursements ₹16,000 Cr+, H1 PAT ₹112 Cr, Q2 PAT ₹59 Cr, net worth ₹1,598 Cr, RoE 14.7%, NPAs NIL, ~275 new borrowers added.
By ScoutQuest · · 1 min read
- Loan Book
- ₹5,694 Cr (up 98% YoY)
- H1 PAT
- ₹112 Cr
- Q2 PAT
- ₹59 Cr
The company circulated its Q2 and H1 FY27 investor presentation together with the press release on its unaudited standalone and consolidated results for the quarter and half year ended September 30, 2026.
Headline numbers
- Loan book of ₹5,694 Cr, up 98% year on year
- Gross disbursements of ₹16,000 Cr+
- Profit after tax of ₹112 Cr for the half year
- Profit after tax of ₹59 Cr for the quarter, described as an all-time high
- Net worth of ₹1,598 Cr
Returns and asset quality
- Return on equity of 14.7%
- NPAs were NIL, with a zero NPA track record maintained
Business activity during the period
- About 275 new borrowers were added, excluding the Digital Lending product
- The company is part of the APL Apollo Group, whose flagship company is described as India's largest structured steel manufacturer
- It is rated CRISIL AA-/Stable/A1+
- It launched a Loan Against Property (LAP) product, starting with Delhi-NCR, and a Digital Lending product under an LSP partnership
How to read this
The presentation is a company-prepared document, with figures restated for clarity in places, and it states that certain statements are forward-looking and not guarantees of future performance. The accompanying note gives standalone profit after tax of Rs. 58.80 Crore for Q2 FY27 and Rs. 112.48 Crore for H1 FY27. For a lender, the metrics above are the ones to track against the company's own audited financial statements.
Also from SG Finserve
Q2 FY27 call: all-time high PAT, leverage cap raised to 4x debt-to-equity
21 Oct 2026
SG Finserve files audio recording link for October 16, 2026 conference call on Q2/H1 FY27 results
16 Oct 2026
SG Finserve H1 FY27: PAT up 112% to ₹112 Cr, loan book nearly doubles to ₹5,694 Cr with nil NPAs
16 Oct 2026
More numbers
- Loan Book₹5,694 Cr
- Gross Disbursements₹16,000 Cr+
- Net Worth₹1,598 Cr
- Profit After Tax (H1 FY27)₹112 Cr
- Profit After Tax (Q2 FY27)₹59 Cr
- Loan Book growth YoY98%
- Return on Equity (RoE)14.7%
- New borrowers added~275
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