Regency Fincorp540175NCD issuance
Allotment of 30,000 listed, secured, rated NCDs aggregating INR 30,00,00,000 on private placement
Allotment Committee approved allotment of 30,000 Non-Convertible Debentures on a private placement basis.
By ScoutQuest · · 2 min read
- Issue Size
- 30,000 NCDs aggregating INR 30,00,00,000 (Thirty Crores)
- Coupon / Tenor
- 13.00% coupon, tenor 36 months, maturity 19th October 2029
- Face Value / Security Cover
- Face value INR 10,000/- each; secured with 1.35x cover
What was approved
- The Allotment Committee approved the allotment of 30,000 13% Listed, Secured, Rated, Redeemable Non-Convertible Debentures (NCDs).
- The issue is on a private placement basis, with a face value of INR 10,000/- per debenture.
- The total size is INR 30,00,00,000 (Indian Rupees Thirty Crores Only), and the allotted issue size is the same amount.
Key terms
- Coupon rate: 13.00% per annum, paid monthly.
- Tenor: 36 Months. Date of allotment 19th October, 2026; maturity 19th October 2029.
- Listing: Yes, on BSE Limited.
- Special rights or privileges attached: None.
Who received the debentures
- ESHIRUSS FINANCIAL CONSULTANTS PRIVATE LIMITED
- INFIXIN TECHNOLOGIES PRIVATE LIMITED
- SUNRISE INVESTMENT OPPORTUNITIES FUND
Security and default terms
- The debentures will be secured at 1.35x (one decimal point three five times) of the amounts outstanding under the debentures, including principal and interest.
- The update describes this 1.35 times / 135% security cover as coming from 50% secured and 50% unsecured principal Loan receivables having 0 DPD.
- If interest or principal is delayed by more than three months from the due date, or there is a default, the rate is 3% per annum over and above the coupon rate on the default amount.
Redemption schedule per debenture
- 25% at the end of the 24th month from the date of allotment.
- 25% at the end of the 30th month from the date of allotment.
- 50% at the end of the 36th month from the date of allotment.
- In the printed cash flow schedule, this appears as INR 2,500 per debenture on each of the first two redemption dates and INR 5,000 per debenture at maturity, on a face value of INR 10,000/-.
- The interest column in that schedule works out to INR 110.41 per debenture for the first coupon and INR 53.42 per debenture for the last coupon, reflecting the falling principal.
What this means for investors
- This is a borrowing by the company. It brings in INR 30,00,00,000 of debt at a 13.00% coupon, which the company will need to service monthly and repay in stages over 36 months.
- Because the debentures are secured and rated, and the terms are spelled out, investors can track the cost of borrowing and the repayment calendar.
- The allottees are the identified investors named in the update, not the public.
Also from Regency Fincorp
Q2 & H1 FY27: AUM crosses ₹600 crore, H1 FY27 revenue surpasses full-year FY26
23 Oct 2026
Board meeting outcome: Q2/H1 results approved; 40,000 NCDs of INR 10,000 each for INR 40 crore on private placement
23 Oct 2026
Board outcome: H1 results approved; issuance of 40,000 secured NCDs of INR 40,00,00,000
23 Oct 2026
More numbers
- NCDs allotted30000 (Thirty Thousand)
- Face value per NCDINR 10,000/-
- Issue size / allotted issue sizeINR 30,00,00,000
- Coupon rate13.00%
- Tenor36 Months
- Security cover1.35x
- Additional interest on default3% per annum
- Total shown in coupon schedule (per debenture)1,096
Source: BSE · 19 Oct 2026
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