RBRBL Bank540065Banking

RBL Bank posted strong Q2 results with improved asset quality and credit growth, and gave forward guidance on loan growth and margins

By ScoutQuest · Tue 13 Oct 2026, 7:39 AM IST · 1 min read

Credit growth

40 to 43 percent

Gross NPA this quarter

1.02 percent

Gross NPA previous quarter

1.3 percent

Net NPA this quarter

0.29 percent

Net NPA previous quarter

0.37 percent

Heard on business television between 07:48:17 - 07:51:17 IST.

• Credit growth expanded 40-43%, supported by FCNR liquidity funding
• Credit card portfolio remained soft but lower gross slippages led to better asset quality
• Gross NPA improved to 1.02% from 1.3% QoQ; net NPA improved to 0.29% from 0.37%
• MFI stress remained slightly higher; no meaningful impact from Middle East conflict; slight moderation in credit card stress
• Margins improved due to lower cost of funds; bank has surplus liquidity to deploy into wholesale lending and secured credit card advances
• Guidance: loan growth to normalize at 22-25%, margins to decline modestly in Q3 FY27 before improving in Q4 FY27; credit card book to return to growth; MFI portfolio to grow 5-6% QoQ

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