RBRBL Bank540065Banking

RBL Bank management said collection efficiency in its group lending (GLG) microfinance business has normalized, with low exposure to drought-hit Maharashtra and Karnataka

By ScoutQuest · Tue 13 Oct 2026, 9:39 AM IST · 1 min read

Collection efficiency last quarters

99.5 percent

Karnataka exposure of book

less than 1 percent

Heard on business television between 09:48:32 - 09:51:32 IST.

• Said the GLG business has become near-normal over the last two to three quarters, aided by MFIN guardrails adopted across lenders curbing leverage issues.
• Said collection efficiency has been consistently around 99.5% for the last two quarters, supporting near-normal credit cost.
• Said no stress seen yet in Bihar and Jharkhand despite rain deficit/flooding, with collections performing at par with earlier months.
• Said exposure to drought-declared Karnataka and Maharashtra is very low, less than 1% of total book in Karnataka, with top states being Bihar, UP, Odisha and Rajasthan.
• Said the bank's credit monitoring team is tracking the situation daily and will wait and watch as the situation unfolds.

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