Punjab National Bank532461Banking
Punjab National Bank shares rallied after strong Q2 results showing margin improvement, loan growth and better asset quality
By ScoutQuest · · 1 min read
- Net interest income growth
- 11 percent
- Operating profit growth
- 4 percent
- Net profit growth
- 13 percent
- NIM sequential improvement
- 8 basis points
- NIM level
- 2.58 percent
Heard on business television between 11:51:32 - 11:54:32 IST.
- Net interest income grew 11% year on year, operating profit rose 4% and net profit increased 13%.
- NIM improved 8 basis points sequentially to 2.58%, with management expecting another 7-9 basis points improvement in Q3.
- Loan growth remained healthy at nearly 15%, while gross NPAs declined to 2.55% and net NPAs to 0.25%.
- Bank raised $2.7 billion through FCNRB deposits to replace high-cost bulk deposits, reducing funding costs.
- Management targeted retail, agriculture and MSME loan mix of 58-59% by FY27 end, and lowered estimated ECL requirement to 8,000 crore from 9,000-10,000 crore; treasury income and recovery expected to improve in second half.
Watch at source
behind live
- 1Open on YouTube
- 2Drag the seek bar left
- 3Watch this moment
Also from Punjab National Bank
Q2 FY27 call: net profit INR 5,532 crores, domestic NIM 2.74%, GNPA 2.55%
23 Oct 2026
PNB MD Ashok Chandra said domestic NIM grew 10 basis points and global NIM grew 8 basis points this quarter due to liquidity management and shedding low-yielding advances
19 Oct 2026
PNB MD & CEO Ashok Chandra said margin improvement driven by liquidity and deposit cost management, with NIM expansion seen
19 Oct 2026
Source: Live TV News Channel · 19 Oct 2026
Nothing here is a view, opinion or recommendation of ScoutQuest, its parent, directors or employees. ScoutQuest is a technology company: this page was assembled automatically from public sources using artificial intelligence, and may contain errors or omissions. Confirm everything against the original source before you act on it. Any use of this page is at your own risk, and neither ScoutQuest nor its parent, directors or employees accepts liability for it.