Punjab National Bank532461Key financial milestone
Provisional business figures for half year ended 30.09.2026: global business up 11.95% YoY, global advances up 14.80%
Provisional business figures for the half year ended 30.09.2026: Global Business Rs. 31,19,790 crore (+11.95% YoY), Global Deposits Rs. 17,77,097 crore (+9.90%), Global Advances Rs. 13,42,693 crore (+14.80%), Global CD Ratio 75.56%.
₹31,19,790 CrGlobal Business as on 30.09.
Global Deposits as on 30.09.₹17,77,097 Cr
Global Advances as on 30.09.₹13,42,693 Cr
- Global Business
- Rs. 31,19,790 crore (+11.95% YoY)
- Global Deposits
- Rs. 17,77,097 crore (+9.90%)
- Global Advances
- Rs. 13,42,693 crore (+14.80%)
- Global CD Ratio
- 75.56%
- Period
- half year ended 30.09.2026 (provisional)
What the company shared
- Provisional business figures of the Bank for the half year ended 30th September, 2026.
- The amounts are stated in Rs. in crores.
- Three dates are compared side by side: 30.09.2025 and 30.06.2026, both marked reviewed, and 30.09.2026, marked provisional.
- Growth is given both quarter-on-quarter (against 30.06.2026) and year-on-year (against 30.09.2025).
The headline figures as on 30.09.2026
- Global Business: Rs. 31,19,790 crore, up 4.06% QoQ and 11.95% YoY.
- Domestic Business: Rs. 29,70,279 crore, up 3.35% QoQ and 10.75% YoY.
- Global Deposits: Rs. 17,77,097 crore, up 3.03% QoQ and 9.90% YoY.
- Domestic Deposits: Rs. 17,11,696 crore, up 2.49% QoQ and 9.44% YoY.
- Global Advances: Rs. 13,42,693 crore, up 5.46% QoQ and 14.80% YoY.
- Domestic Advances: Rs. 12,58,583 crore, up 4.55% QoQ and 12.59% YoY.
- Global CD Ratio: 75.56%, against 73.81% as on 30.06.2026 and 72.33% as on 30.09.2025.
How to read these numbers
- These are business figures, meaning the size of the deposit base and the loan book. They are not the profit numbers; the detailed financial results are a separate disclosure.
- Comparing the three dates shows how the deposit book and the advance book have moved over one quarter and over one year.
- The CD ratio (credit-deposit ratio) shows advances as a proportion of deposits. It has moved from 72.33% to 73.81% to 75.56% across the three dates, meaning advances have grown faster than deposits over this period.
What to keep in mind
- The 30.09.2026 column is marked provisional.
- The update states that these figures are subject to review by the Statutory Central Auditors of the Bank.
Also from Punjab National Bank
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PNB MD discussed FCNRB deposit mobilization, MDR changes from October 15, RBI rate hike expectations, and NII/NIM growth guidance
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Punjab National Bank reported strong Q2 business updates with advances growth of around 15% YoY and rising UPI transaction volumes, while MD and CEO Ashok Chandra discussed deposit growth, FCNR mobilization and the…
7 Oct 2026
More numbers
- Global Business as on 30.09.202631,19,790
- Domestic Business as on 30.09.202629,70,279
- Global Deposits as on 30.09.202617,77,097
- Domestic Deposits as on 30.09.202617,11,696
- Global Advances as on 30.09.202613,42,693
- Domestic Advances as on 30.09.202612,58,583
- Global CD Ratio as on 30.09.202675.56%
- Global Business YoY Growth11.95%
- Global Deposits YoY Growth9.90%
- Global Advances YoY Growth14.80%
Source: BSE · 2 Oct 2026
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