Q2 FY2027: PAT ₹ 545 Cr, up 67% yoy; ₹ 3,850 crore capital raise completed
Q2 FY2027 PAT ₹ 545 Cr, up 67% yoy; H1 PAT ₹ 1,006 Cr.
By ScoutQuest · · 2 min read
- Q2 FY2027 PAT
- ₹ 545 Cr, up 67% yoy
- AUM
- ₹ 1,13,112 Cr, up 24% yoy
- Equity Capital Raise
- ₹ 3,850 crore completed
The company has released a press note along with its unaudited standalone and consolidated results for the quarter and half-year ended 30th September, 2026. It covers earnings, assets under management, a completed capital raise, operating highlights and a board appointment.
Profit
- Profit after tax for Q2 FY2027 was ₹ 545 Cr, up 67% yoy.
- Profit after tax for the half-year stood at ₹ 1,006 Cr.
- The release attributes the quarter to growth across the lending book, with a stated focus on profitability and predictability.
Assets and disbursements
- Assets under management were ₹ 1,13,112 Cr, up 24% yoy.
- Retail disbursements in Q2 FY2027 were ₹ 14,646 Cr.
- The book is described as retail-led, with housing loans and loans against property forming the larger part, and a smaller wholesale lending book.
- Reach is described as a branch network across cities in 25 states, supported by a digital and AI-based model.
Capital raise
- The company completed an equity capital raise of ₹ 3,850 crore.
- It comprised a qualified institutional placement and a preferential allotment of warrants to the promoter group.
- The stated purpose is to strengthen the capital base and support retail-led growth.
Asset quality and borrowings
- Gross non-performing assets were at 2.4%.
- The release describes asset quality as stable, the liability mix as diversified, and the asset-liability position as well-matched with positive gaps across buckets.
- It also refers to a rating action by Moody's during the period.
Board and management
- Mr. Dinesh Kumar Khara, former Chairman of State Bank of India, has been appointed an Independent Director.
- Chairman Anand Piramal's comment in the release focuses on growth, profitability and investor participation in the capital raise.
Technology
- The release sets out the use of GenAI through Piramal.ai across engineering, credit underwriting support, fraud alerts, collections and customer service, and mentions an AI-based investor assistant for analysing quarterly performance.
What this means for a retail investor
The note reports higher profit and a larger asset base for the quarter, a completed capital raise, and an asset-quality figure the company describes as stable. These are the company's own reported numbers for the quarter and half-year.
Also from Piramal Finance
Q2 FY27 call: AUM up 24% at INR1,13,112 crores, PAT up 67%; FY28 AUM aspiration INR1.5 lakh crores
23 Oct 2026
Piramal Finance shares rose on the back of a strong set of quarterly numbers
21 Oct 2026
Piramal Finance posts audio recording of 19 Oct 2026 conference call on Q2/H1 FY27 unaudited results
19 Oct 2026
More numbers
- Profit after tax, Q2 FY2027₹ 545 Cr
- PAT growth, year-on-year67%
- Profit after tax, H1 FY2027₹ 1,006 Cr
- Assets under management₹ 1,13,112 Cr
- AUM growth, year-on-year24%
- Retail disbursements, Q2 FY2027₹ 14,646 Cr
- Equity capital raise₹ 3,850 crore
- Gross non-performing assets2.4%
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