Paisalo Digital532900Promoter pledge update

Promoter group entity pledges 1,03,63,523 shares (1.10%) as collateral for third-party loans

Equilibrated Venture Cflow Pvt. Ltd., a promoter group entity of Paisalo Digital, created a pledge over 1,03,63,523 shares on 26.10.2026.

By ScoutQuest · Wed 28 Oct 2026, 7:40 PM IST · 2 min read

20.7%Encumbered shares as % of promoter shareholding

Encumbered shares as % of promoter shareholding: 20.70%.

Shares Pledged: 1,03,63,523 shares, 1.10% of total share capital, pledged on 26.10.2026
Post-Event Encumbered Holding: 4,01,59,002 shares, or 4.27% of total share capital (20.70% of its own shareholding)
Value vs Amount Involved: Shares valued at Rs. 79.59 Crores against an amount involved of Rs. 25.00 Crores

Promoter group pledge

Equilibrated Venture Cflow Pvt. Ltd., a promoter group entity, created a pledge over 1,03,63,523 equity shares of Re. 1 each on 26.10.2026.
That equals 1.10% of the company's total share capital.
The shares are encumbered in favour of Jio Credit Limited.

Why the shares were pledged

The reason recorded in the disclosure is collateral for loans taken by the Third Party.
The event is recorded as a creation of pledge, not a release or an invocation.

Size in context

The entity holds 19,39,89,880 shares of the company.
After this creation, its encumbered shares total 4,01,59,002, or 4.27% of total share capital.
The reasons-for-encumbrance annexure puts encumbered shares at 20.70% of this promoter's shareholding.
On the event date the shares were valued at Rs. 79.59 Crores, against an amount involved of Rs. 25.00 Crores.

What else the disclosure shows

The same table lists the holdings and existing encumbered positions of the other promoter and promoter group names — Mr. Sunil Purushottanm Agarwal, Mr. Santanu Agarwal, Pro Fitcch Pvt. Ltd., Pri Caf Pvt. Ltd., Ms. Suneeti Agarwal, Sulabhya Paramita Private Trust and Suneeti Dolaa Private Trust — with no fresh pledge recorded for them on this occasion.
The disclosure also carries a record of earlier creations and releases of pledge by the entity, and this transaction is the latest creation in that series.

What a pledge means here

A pledge is a form of encumbrance. The promoter entity continues to hold the shares, but the lender named in the update gets a claim over them if the borrowing they secure is not repaid. Here the borrowing is by a third party, so the encumbrance is tied to an obligation outside the promoter entity's own holding, as described in the update. The shareholding figure and the encumbered figure are shown separately, so a pledge by itself does not change how many shares the promoter group owns.

What a retail reader can watch

Whether the encumbered quantity rises further or is released in later disclosures.
Whether the borrowings these shares secure are repaid on schedule.
How the total encumbered portion of the promoter group's stake moves over time, since that is the number that builds up or winds down with each such update.

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