Provisional Q2FY27 business update: users 79.54 Mn, AUM ₹9,317 Cr, disbursements ₹4,612 Cr

Provisional business update for the quarter ended September 30, 2026.

Sat 3 Oct 2026

Registered User Base

79.54 Mn, up 32.6%

Cumulative Customers Served

12.80 Mn, up 22.5%

AUM

approximately ₹9,317 Cr, up 68.4%

AUM Increase in Quarter

up about ₹1,316 Cr in the quarter

Disbursements

approximately ₹4,612 Cr in Q2FY27

OnEMI Technology Solutions Ltd shared a provisional business update on a consolidated basis for the quarter ended September 30, 2026 (Q2FY27). The company states that this information is provisional and subject to review by the statutory auditors.

User and customer numbers

• Registered user base stood at 79.54 Mn as of September 30, 2026, compared to 59.96 Mn as on September 30, 2025, an increase of 32.6%.
• Cumulative customers served stood at 12.80 Mn as of September 30, 2026, compared to 10.45 Mn as of September 30, 2025, an increase of 22.5%.
• Customers served increased by 0.55 Mn in Q2FY27.

Assets under Management (AUM)

• AUM grew by 68.4% to approximately ₹9,317 Cr as of September 30, 2026, compared to ₹5,533 Cr as of September 30, 2025.
• AUM increased by approximately ₹1,316 Cr during Q2FY27, which the update describes as a 16.4% quarter-on-quarter increase.

Disbursements

• Overall disbursements were approximately ₹4,612 Cr in Q2FY27.
• For comparison, the update gives ₹2,963 Cr in Q2FY26 and ₹3,812 Cr in Q1FY27.

Portfolio mix

• Loan Against Property (LAP) portfolio mix increased to 7.9% of AUM as of September 30, 2026, compared to 4.1% as of September 30, 2025 and 7.7% as of June 30, 2026.

What the update covers

This is a business update covering the user base, customers served, the size of the loan book (AUM) and disbursements for the quarter ended September 30, 2026. It is described as provisional and subject to review by the statutory auditors.

Reading the comparisons

• The year-on-year figures compare September 30, 2026 with September 30, 2025, a twelve-month gap.
• The quarter-on-quarter AUM figure compares the position on September 30, 2026 with June 30, 2026.
• Registered user base and cumulative customers served are two different counts, so they should be read separately.

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