Muthoot Finance Q2 FY27: consolidated profit after tax rises to ₹32,780 Mn
Q2 FY27 consolidated total income ₹100,108 Mn versus ₹72,990 Mn and profit after tax ₹32,780 Mn versus ₹24,117 Mn a year earlier.
By ScoutQuest · · 1 min read
- Consolidated Q2 FY27 total income
- ₹100,108 Mn versus ₹72,990 Mn
- Consolidated Q2 FY27 profit after tax
- ₹32,780 Mn versus ₹24,117 Mn
- H1 FY27 profit after tax
- ₹61,028 Mn against ₹43,859 Mn
- Period
- Q2 FY 2027
- Positioning
- The company presents itself as a pan-India gold loan NBFC whose standalone loan AUM crossed ₹1 Tn in FY25, with subsidiaries spanning affordable housing, microfinance, insurance distribution and a listed Sri Lankan lender.
📈 Consolidated Q2 FY27 total income was ₹100,108 Mn against ₹72,990 Mn in Q2 FY26, with profit after tax of ₹32,780 Mn versus ₹24,117 Mn, while H1 FY27 profit after tax reached ₹61,028 Mn against ₹43,859 Mn.
📉 On a standalone basis Q2 FY27 total income was ₹88,419 Mn and profit after tax ₹29,766 Mn; the weak spot is credit cost, with standalone impairment on financial instruments at ₹5,149 Mn in the quarter against ₹948 Mn a year earlier, a charge the presentation prints as a 338% jump for H1 FY27.
📉 The subsidiaries carry the growth story: Muthoot Money reports H1 FY27 loan AUM of ₹127,158 Mn and profit after tax of ₹3,635 Mn, Belstar turned profitable with H1 FY27 profit after tax of ₹1,441 Mn against a loss a year earlier, and Asia Asset Finance is described as having pivoted to gold loans as its primary line.
💰 The company says every subsidiary serves an existing or potential customer inside the Group ecosystem while the parent preserves its core focus on gold loan; it lists the shift from informal to formal lending, from emergency credit to working capital gold loans and from South-led to pan-India as industry tailwinds.
Also from Muthoot Finance
Muthoot Finance shares gained after strong September quarter results, with consolidated net profit up 27% and net interest income up 34% year-on-year
2 Nov 2026
H1 FY27 results: Consolidated Loan AUM up 42% YoY to ₹ 2,09,317 Crores, Profit After Tax up 39% YoY
2 Nov 2026
Muthoot Finance beat Q2 estimates with AUM growth of 42% and strong profitability led by secured credit demand
2 Nov 2026
More numbers
- Total income, Q2 FY27, consolidated100,108 (₹ in Mn)
- Profit after tax, Q2 FY27, consolidated32,780 (₹ in Mn)
- Total income, Q2 FY26, consolidated72,990 (₹ in Mn)
- Profit after tax, Q2 FY26, consolidated24,117 (₹ in Mn)
- Profit after tax, H1 FY27, consolidated61,028 (₹ in Mn)
- Total income, Q2 FY27, standalone88,419 (₹ in Mn)
- Profit after tax, Q2 FY27, standalone29,766 (₹ in Mn)
- Impairment on financial instruments, Q2 FY27, standalone5,149 (₹ in Mn)
- Impairment on financial instruments, Q2 FY26, standalone948 (₹ in Mn)
- Loan AUM, Muthoot Money, H1 FY27₹127,158 Mn
- Profit after tax, Muthoot Money, H1 FY27₹3,635 Mn
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