MAS Financial Q2 FY27: AUM up 23.17% to ₹1,60,114 Mn, PAT up 22.69% to ₹1,101 Mn
Q2 FY27 AUM up 23.17% to ₹1,60,114 Mn, NII up 30.35% to ₹3,220 Mn, PAT up 22.69% to ₹1,101 Mn; GS3 at 2.63%.
By ScoutQuest · · 1 min read
- AUM Growth
- Q2 FY27 AUM up 23.17% to ₹1,60,114 Mn
- NII Growth
- NII up 30.35% to ₹3,220 Mn
- PAT Growth
- PAT up 22.69% to ₹1,101 Mn
- Period
- Q2 FY27
- Positioning
- MAS describes itself as a diversified lender to micro-enterprises, SMEs, two-wheeler, commercial vehicle and salaried borrowers, with best-in-class asset quality across cycles.
💰 Q2 FY27 AUM rose 23.17% year on year to ₹1,60,114 Mn, NII grew 30.35% to ₹3,220 Mn and PAT rose 22.69% to ₹1,101 Mn. Annualised return on average AUM was 2.90% and return on average net worth 15.33%. H1FY27 profit after tax was 2,147 (₹ Mn).
📌 Gross stage 3 assets edged up to 2.63% at Sep-26 from 2.53% a year earlier, while net stage 3 held at 1.70%; zero DPD portfolio was 93.69%. Micro-enterprise loans, 42% of AUM, grew fastest at 28.30% year on year.
🎯 Management states it aims to grow AUM by 20% to 25% over the medium to long term, with a vision of ₹1,00,000 Crore AUM by 2036, and is targeting ROA of 2.75% to 3.00% and ROE of 16% to 18%. The company says housing, SME and wheels portfolios will be key growth drivers.
📌 The company points to capital adequacy of 22.12% against a 15% norm, leverage of 3.50 times, cash credit limits of ₹ 14.04 Bn across 12 banks and term loan sanctions on hand of around ₹ 15.65 Bn; it says it aims to keep 20%-25% of AUM off book.
Also from MAS Financial Services
MAS Financial files transcript of Q2 & H1 FY27 earnings conference call held October 29, 2026
3 Nov 2026
MAS Financial posts audio/video recording of Oct 29, 2026 earnings call on Q2/H1 FY2026 results
29 Oct 2026
MAS Financial Services Ltd press release, Q2 FY27
28 Oct 2026
More numbers
- AUM, Q2 FY27₹1,60,114Mn
- AUM growth YoY, Q2 FY2723.17%
- Net interest income, Q2 FY27₹3,220Mn
- NII growth YoY, Q2 FY2730.35%
- Profit after tax, Q2 FY27₹1,101Mn
- PAT growth YoY, Q2 FY2722.69%
- Return on avg. AUM, Q2 FY272.90%
- Return on avg. net worth, Q2 FY2715.33%
- Total CRAR, 30 Sep 202622.12%
- Gross stage 3 assets, Sep-262.63%
- Net stage 3 assets, Sep-261.70%
- Profit after tax, H1FY272,147 (In ₹ Mn.)
- Total revenue, FY202619,003 (In ₹ Mn.)
- Total cash credit limit₹ 14.04 Bn
Nothing here is a view, opinion or recommendation of ScoutQuest, its parent, directors or employees. ScoutQuest is a technology company: this page was assembled automatically from public sources using artificial intelligence, and may contain errors or omissions. Confirm everything against the original source before you act on it. Any use of this page is at your own risk, and neither ScoutQuest nor its parent, directors or employees accepts liability for it.