Business update: retail disbursements estimated ~Rs. 24,000 crores, retail book ~Rs. 1,34,500 crores for Q2FY2026-27
Business update for the quarter ended September 30, 2026.
- Retail disbursements (Q2FY2026-27 est.)
- ~ Rs. 24,000 crores, a growth of ~27% Y-o-Y
- Retail loan book (est.)
- ~ Rs. 1,34,500 crores, a growth of ~29% Y-o-Y
- Retailisation
- 99%, against 98% a year earlier
- Quarter ended
- September 30, 2026
- Nature of figures
- All figures are estimated and provisional.
Retail disbursements
The company has estimated retail disbursements of ~ Rs. 24,000 crores for the quarter ended September 30, 2026. That is a growth of ~27% on a Y-o-Y basis, against 18,883 (Rs. in crores) in the year-ago quarter.
- Rural Business Finance: 6,350 against 6,316
- Farmer Finance: 1,640 against 1,654
- Urban Finance: 10,320 against 8,143
- SME Finance: 1,820 against 1,468
- Gold Finance: 3,230 against 983
- Acquired Portfolio: 640 against 319
- Retail Finance (total): 24,000 against 18,883
In each line, all figures are Rs. in crores; the first number is the Q2FY2026-27 estimate and the second is the Q2FY2025-26 actual.
Retail loan book
The retail loan book at the end of Q2FY2026-27 is estimated at ~ Rs. 1,34,500 crores, against 1,04,606 (Rs. in crores) at the end of Q2FY2025-26. That is a growth of ~29% on a Y-o-Y basis.
Retailisation
The update shows retailisation at 99% for Q2FY2026-27 (estimated), against 98% for Q2FY2025-26 (actual).
What the company says about these numbers
- The information is estimated and provisional in nature.
- It is subject to limited review by the Statutory Auditors of the Company.
- The company has requested the exchanges to take the information on record.
Also from L&T Finance
L&T Finance to hold investor/analyst conference call on 16 October 2026 for Q2FY2026-27 performance and strategy update
6 Oct 2026
Board meeting on 15 October 2026 to consider and approve unaudited results for quarter and half year ended 30 September 2026
1 Oct 2026
Allots Rs. 52 crore of Tier II subordinated NCDs on private placement at 8.20% p.a
29 Sep 2026
More numbers
- Retail disbursements, Q2FY2026-27 (estimated)~ Rs. 24,000 crores
- Retail disbursements growth, Y-o-Y~27%
- Retail Finance disbursements, Q2FY2025-26 (actual), Rs. in crores18,883
- Urban Finance disbursements, Q2FY2026-27 (estimated), Rs. in crores10,320
- Gold Finance disbursements, Q2FY2026-27 (estimated), Rs. in crores3,230
- SME Finance disbursements, Q2FY2026-27 (estimated), Rs. in crores1,820
- Acquired Portfolio disbursements, Q2FY2026-27 (estimated), Rs. in crores640
- Retail loan book, Q2FY2026-27 (estimated)~ Rs. 1,34,500 crores
- Retail loan book growth, Y-o-Y~29%
- Retail loan book, Q2FY2025-26 (actual), Rs. in crores1,04,606
- Retailisation, Q2FY2026-27 (estimated)99%
- Retailisation, Q2FY2025-26 (actual)98%
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