Investor presentation on September 2026 quarter and half-year results; half-year net profit Rs. 1,543 crore
Investor presentation for Q2 & H1 FY27: business (advances plus deposits) at ₹ 2,39,712 crore, advances ₹ 1,11,589 crore, deposits ₹ 1,28,123 crore.
By ScoutQuest · · 1 min read
- H1 Net Profit
- ₹ 1,543 crore for H1, up 41% YoY
- GNPA
- 0.69%
- NIM
- 4.26%
Investor presentation on the unaudited results for the quarter and half year ended 30 September 2026.
What the presentation reports
- Business, that is advances plus deposits, at Rs. 2,39,712 crore
- Advances at Rs. 1,11,589 crore
- Deposits at Rs. 1,28,123 crore
Profit
- Net profit for the half year at Rs. 1,543 crore, up 41% over the same period a year earlier
- Net profit for the quarter at Rs. 788 crore
- Net interest margin at 4.26%
Asset quality
- Gross NPA at 0.69%
How to read it
The presentation's own slide titles say profitability improves and asset quality remains strong, and one slide carries the line "Consistent Growth with Sustained Profitability and Asset Quality". These are the bank's descriptions of its own numbers; they are not a forecast.
Points to keep in mind
The presentation carries a safe harbour statement. It says the numbers are based on audited financials, reviewed financial results or management estimates, that figures for earlier periods have been regrouped wherever necessary, and that totals in columns or rows may not agree due to rounding off. It also states that the presentation contains forward-looking statements, that these are subject to risks, uncertainties and assumptions, and that past performance is not necessarily indicative of future results.
In simple terms
This is a summary document the bank prepares for investors, covering how its business, profits and loan quality moved during the quarter and half year. A retail investor can use the figures above to see the reported levels of business, profit and bad loans for this period.
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More numbers
- Business (advances plus deposits), Rs. crore2,39,712
- Advances, Rs. crore1,11,589
- Deposits, Rs. crore1,28,123
- Net profit, half year ended Sept-26, Rs. crore1,543
- Net profit, quarter ended Sept-26, Rs. crore788
- Net profit growth, half year YoY41
- Gross NPA (GNPA)0.69 %
- Net Interest Margin (NIM)4.26 %
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