Jio Financial Services Q2 FY27: NBFC AUM up 154% to Rs. 37,320 Cr, consolidated PAT falls 51% to Rs. 340 crore
Q2 FY27 total income up 132% to Rs. 1,699 crore but PAT down 51% to Rs. 340 crore; NBFC gross AUM up 154% to Rs. 37,320 Cr.
By ScoutQuest · · 1 min read
- Total Income (Q2 FY27)
- up 132% to Rs. 1,699 crore
- Profit After Tax (Q2 FY27)
- down 51% to Rs. 340 crore
- NBFC Gross AUM
- up 154% to Rs. 37,320 Cr
- Period
- Q2 FY27
- Positioning
- Jio Financial Services presents itself as a diversified digital-first financial platform spanning lending, payments bank, payment solutions, insurance, asset management, broking and reinsurance, with 3.2 Cr unique users.
📉 Consolidated total income rose 132% YoY to Rs. 1,699 crore in Q2 FY27 and pre-provisioning operating profit rose 85% to Rs. 574 crore, but profit after tax fell 51% to Rs. 340 crore as dividend income was nil and share of associates and JV was negative (-44).
📈 Jio Credit's gross AUM rose 154% to Rs. 37,320 Cr and disbursements 98% to Rs. 13,135 Cr; its PAT was Rs. 120 Cr, up 140%. The company says growth comes from diversified secured lending and prudent underwriting, with operating leverage from scale.
🔬 Management states Bank of America agreed a JV to acquire up to 49.9% of Jio Credit, subject to approvals. The presentation lists launches of JioFinance+, JioFinance360 and JioSilver, a zero-brokerage broking platform, and new AMC funds.
📉 JioBlackRock AMC closing AUM rose 57% to Rs. 22,746 Cr; the company says its GIFT City entity will launch a global equity fund in Q3 FY27. Payment solutions TPV grew only 8% and fell from Q1, though net fee income rose 74%.
Also from Jio Financial Services
Q2 FY27 call: lending AUM Rs. 37,320 crore, PAT Rs. 340 crore, 3.2 crore app users
22 Oct 2026
Query on Jio Finance; Somil Mehta advised adding more to bring down average cost for long-term holding
16 Oct 2026
Jio Financial Services reported revenue more than doubling and operating profit up 85% year-on-year, but PAT fell 59% sequentially
16 Oct 2026
More numbers
- Consolidated total income, Q2 FY271,699 (in Rs. crore)
- Consolidated profit after tax, Q2 FY27340 (in Rs. crore)
- Consolidated PAT YoY change, Q2 FY27-51%
- Pre provisioning operating profit, Q2 FY27574 (in Rs. crore)
- NBFC Gross AUM, Q2 FY2737,320 (in Rs. Cr)
- Jio Credit disbursements, Q2 FY2713,135 (in Rs. Cr)
- Jio Credit PAT, Q2 FY27120 (in Rs. Cr)
- AMC Closing AUM, Q2 FY2722,746 (in Rs. Cr)
- Payment Solutions TPV, Q2 FY2714,682 (in Rs. Cr)
- Consolidated net worth, Sep 30, 2026129,596 (in Rs. crore)
- Jio Credit borrowings & debt securities, Sep 30, 202642,007 (in Rs. crore)
- BofA stake in Jio Credit (up to)49.9%
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