Indusind Bank532187Periodic business update

IndusInd Bank update as of Sept 30, 2026: Advances Rs. 3,62,393 crore, Deposits Rs. 4,29,038 crore, CASA 28.0%

Business update as of September 30, 2026.

Mon 5 Oct 2026

28.0%−2.7 pp

202530.7%202628.0%

CASA Ratio as of September 30: 30.7% (2025) and 28.0% (2026). A difference of 2.7 percentage points.

Net Advances: Rs. 3,62,393 crore (11.2% YoY)
Deposits: Rs. 4,29,038 crore (10.1% YoY)
CASA Ratio: 28.0% vs 30.7% a year ago
FCNR(B) deposits mobilised: USD 3.51 billion (~ ₹33,627 crore)
Business update as of: September 30, 2026

IndusInd Bank has shared a business update with the stock exchanges, giving key operating figures as of September 30, 2026.

What the update covers

Figures for September 30, 2026, with comparisons for June 30, 2026 and September 30, 2025.
The items covered are Net Advances, Deposits, the CASA Ratio and details of FCNR(B) deposits mobilised under a central bank facility.
The bank states that this information is subject to limited review by its statutory auditors.

Advances and Deposits

Net Advances were Rs. 3,62,393 crore as of September 30, 2026, against Rs. 3,25,881 crore a year earlier (up 11.2%) and Rs. 3,26,274 crore as of June 30, 2026 (up 11.1%).
Deposits were Rs. 4,29,038 crore, against Rs. 3,89,600 crore a year earlier (up 10.1%) and Rs. 4,14,766 crore as of June 30, 2026 (up 3.4%).

CASA Ratio

The CASA ratio was 28.0% as of September 30, 2026, compared with 30.7% a year earlier and 29.4% as of June 30, 2026.
CASA is the share of low-cost current account and savings account money in total deposits, so this line shows how the deposit mix has moved.

Retail and small business deposits

Retail Deposits and Deposits from Small Business Customers amounted to Rs. 2,14,504 crore as of September 30, 2026 (June 30, 2026: Rs. 1,93,591 crore; September 30, 2025: Rs. 1,84,144 crore).

FCNR(B) details

Pursuant to the Reserve Bank of India's FCNR(B) deposit swap facility announced on June 8, 2026, available for deposits mobilised up to August 31, 2026, the bank mobilised FCNR(B) deposits aggregating USD 3.51 billion (~ ₹33,627 crore).
Under this scheme, the outstanding loan as of September 30, 2026, extended from the bank's Gift City branch against such deposits, amounted to USD 1.73 billion (~ ₹16,564 crore).
Additionally, standby letters of credit issued against FCNR(B) deposits aggregating USD 0.50 billion (~ ₹4,772 crore) were outstanding as of September 30, 2026.
The rupee amounts are a convenience translation at the exchange rate prevailing on September 30, 2026.

How to read these numbers

Both advances and deposits show double-digit growth over the year-earlier figures, and both are higher than the previous quarter's levels.
The CASA ratio is lower than both the year-earlier and the previous quarter's level, while the deposit base includes a sizeable chunk of FCNR(B) deposits mobilised under the swap facility.

Also from Indusind Bank

Analyst noted IndusInd Bank's high advances growth aided by FCNRB flows and flagged insurance income risk from a regulatory consultation paper

6 Oct 2026

IndusInd Bank's Q2 business update showed loan growth recovery and higher deposits; Goldman Sachs maintained a neutral rating

6 Oct 2026

IndusInd Bank posted mixed Q2 results with moderate advances and deposit growth and declining CASA ratio

6 Oct 2026

More numbers

Net Advances as of September 30, 2026Rs. 3,62,393 crores
Net Advances as of September 30, 2025Rs. 3,25,881 crores
Net Advances as of June 30, 2026Rs. 3,26,274 crores
Deposits as of September 30, 2026Rs. 4,29,038 crores
Deposits as of September 30, 2025Rs. 3,89,600 crores
Deposits as of June 30, 2026Rs. 4,14,766 crores
CASA Ratio as of September 30, 202628.0%
CASA Ratio as of September 30, 202530.7%
Net Advances year-on-year growth11.2%
Deposits year-on-year growth10.1%
Retail Deposits and Deposits from Small Business Customers as of September 30, 2026Rs. 2,14,504 crores
FCNR(B) deposits mobilised under the swap facility~ ₹33,627 crore

Source: BSE · 5 Oct 2026

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