IREDA Q2 FY27: loan book up 15% to ₹97,411 crore, PAT ₹554 crore, net NPA eases to 1.08%
Q2 FY27 revenue up 14% to Rs 2,344 Cr, PAT up 1% to Rs 554 Cr; loan book up 15% to Rs 97,411 Cr, net NPA 1.08%.
By ScoutQuest · · 1 min read
- Revenue from operations
- Rs 2,344 crore (up 14% YoY)
- PAT
- Rs 554 crore (up 1%, up 64% QoQ)
- Outstanding loan book
- Rs 97,411 crore (up 15% YoY)
- Period
- Q2 FY27 (quarter ended 30-Sep-26)
- Positioning
- IREDA describes itself as India's largest pure-play green financing NBFC, a Navratna CPSE 71.76% owned by the Government of India and MNRE's dedicated financing entity with over 39 years of experience.
📈 Standalone Q2 FY27 revenue from operations was Rs 2,344 crore (up 14% YoY), operating profit Rs 904 crore (up 16%) and PAT Rs 554 crore (up 1%, up 64% QoQ). H1 PAT was Rs 892 crore against Rs 796 crore.
📉 Outstanding loan book reached Rs 97,411 crore (up 15% YoY) and net worth Rs 14,337 crore. Gross NPA stood at 3.57% and net NPA fell to 1.08% from 1.97%, with provision coverage rising to 70.44%.
💰 Spread compressed: yield on loan assets 9.41% vs 9.87% and interest spread 2.21% vs 2.63%, though annualised NIM rose to 3.83%. CRAR was 19.83% and debt-equity 5.64.
🏭 The company points to India's 500 GW non-fossil target by 2030 as the growth backdrop and lists international steps: IGGEFIL's first international green loan, a BBB+/Stable rating, and an SMBC facility to raise ECB of JPY 28 billion.
Also from Indian Renewable Energy Development Agency
Unmodified audit opinion on consolidated interim financial statements for half year ended 30 September 2026
19 Oct 2026
Auditors issue unmodified opinion on standalone interim results for the half year ended 30.09.2026
19 Oct 2026
Board approves audited results for quarter and half year ended September 30, 2026; auditors' opinion unmodified
19 Oct 2026
More numbers
- Revenue from operations, Q2 FY272,344 (Rs in Crores)
- Profit after Tax, Q2 FY27554 (Rs in Crores)
- Operating Profit, Q2 FY27904 (Rs in Crores)
- Outstanding Loan book, 30-Sep-2697,411 (Rs in Crores)
- Net worth, 30-Sep-2614,337 (Rs in Crores)
- Gross NPA (%), 30-Sep-263.57%
- Net NPA (%), 30-Sep-261.08%
- Net Interest Margin (annualised), 30.09.20263.83%
- CRAR, 30.09.202619.83%
- Provision Coverage Ratio, 30.09.202670.44%
- Total borrowings, 30 Sept 2026₹ 80,882 Cr
- Borrowings raised, H1 FY27₹ 10,071 Cr
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