ICICI Lombard Q2 FY2027 PAT up 27.5% to ₹10.31 billion; GDPI grows 4.7% as Fire drag eases
Q2 FY2027 PAT up 27.5% to ₹10.31 bn, RoAE 23.7%, GDPI ₹72.84 bn up 4.7%; H1 PAT down 5.8%.
By ScoutQuest · · 1 min read
- Q2 FY2027 PAT
- up 27.5% to ₹10.31 billion
- Q2 FY2027 GDPI
- ₹72.84 billion, up 4.7%
- Interim Dividend
- ₹7.00 per share for H1 FY2027
- Period
- Quarter and half year ended September 30, 2026
- Positioning
- ICICI Lombard presents itself as an industry leader in general insurance, with a 10.3% motor market share, diversified across motor, health and commercial lines, backed by conservative reserving and reinsurance.
📉 On the n basis, Q2 FY2027 PAT rose 27.5% to ₹10.31 billion and RoAE was 23.7%, while GDPI grew 4.7% to ₹72.84 billion. For H1 FY2027, GDPI was ₹160.23 billion (up 6.7%) but PAT fell 5.8% to ₹14.54 billion and the combined ratio rose to 105.2%. CAT losses were ₹1.18 billion in Q2.
📉 Segment trends diverged: Health, Travel & PA grew 26.8% in Q2 against 18.9% for the industry, with retail health up 64.0%; motor grew 13.0% in H1 roughly in line with the industry; commercial grew only 1.7% in Q2 as Fire declined 21.2%, though commercial excluding Fire grew 20.0%.
💰 Management states its aim is to maintain market leadership and deliver steady ROE, through five pillars: profitable growth, a comprehensive product portfolio with diversified distribution, risk management, customer service and technology, and capital management.
💰 The company says its risk framework backs this: minimum A- rated reinsurers, explicit margins for adverse deviation in reserving, all debt securities rated AA and above. The Board declared an interim dividend of ₹7.00 per share for H1 FY2027 and solvency stood at 2.74x versus a 1.50x requirement.
Also from ICICI Lombard General Insurance Company
Analyst/institutional investor meet scheduled for October 23, 2026 cancelled
22 Oct 2026
Five analyst and institutional investor meets lined up for November 2026
21 Oct 2026
Group Meeting With Analysts and Institutional Investors Scheduled for October 23, 2026
19 Oct 2026
More numbers
- PAT, Q2 FY2027 (n basis)₹ 10.31 billion
- PAT growth, Q2 FY202727.5%
- RoAE, Q2 FY202723.7%
- Interim dividend per share, H1 FY2027₹ 7.00
- GDPI, Q2 FY202772.84 (₹ in billions)
- GDPI, H1 FY2027160.23 (₹ in billions)
- PAT, H1 FY202714.54 (₹ in billions)
- PAT growth, H1 FY2027-5.8%
- Combined ratio, Q2 FY2027104.5%
- CAT losses, Q2 FY2027₹ 1.18 billion
- Health, Travel & PA growth, Q2 FY202726.8%
- Motor advance premium, Sep 30 2026₹ 47.33 billion
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