Digital Day Meet 2026 presentation shared with exchanges

The company shared its Analyst Digital Day Meet 2026 presentation (held September 29, 2026).

Tue 29 Sep 2026

India insurance penetration

~1% of GDP vs ~4.3% global average

Premium per capita

USD 25 in India vs USD 7995 for USA and USD 245 for China

Uninsured vehicles

42% of vehicles on Indian roads

Uninsured population

400Mn individuals without health insurance cover

Uninsured nat-cat risk

~93% of India's assets exposed to nat-cat risk uninsured

What was shared

ICICI Lombard submitted to BSE and NSE the presentation used at its Analyst Digital Day Meet 2026, held on September 29, 2026, in continuation of its earlier intimation dated September 18, 2026. The company stated that no unpublished price sensitive information would be shared at the meeting.

Market backdrop shown

• India's insurance penetration is about ~1% of GDP versus a global average of ~4.3%; USA is at 9.4%, South Korea 5.3%, Canada 4.8%, UK 2.6%, China 1.9%.
• Insurance density (premium per capita, CY24) in India is USD 25, against USD 7995 for USA and USD 245 for China.
• Supporting factors cited: GDP growth of 7.8% in Q1 FY27, median age of ~29 years, internet penetration of 65%+, and the regulatory goal of "Insurance for all" by 2047.

Opportunity areas highlighted

• Motor: 42% of vehicles on Indian roads are uninsured; motorisation rate of 33 vehicles per 1,000 people versus 250+ across other BRICS nations.
• Health: 400Mn individuals lack health insurance cover; Gen Z accounts for ~43% of consumer spend, projected to reach ~50% by 2035.
• Commercial lines: total capex announced in FY26 of ~$1.1T; India's assets exposed to nat-cat risk at $26T+, of which ~93% is uninsured.

Structural and regulatory changes cited

• A September 2026 consultation paper on recalibrating economics of insurance distribution.
• A Supreme Court directive on "No Insurance, No Fuel" strengthening mandatory motor insurance compliance.
• Mandatory longer-duration third-party motor cover: 4 years for private cars and 6 years for two-wheelers.
• Transition towards Ind AS reporting from April 1, 2026, with implementation from April 2027.
• Movement towards risk-based capital, with framework rollout targeted by April 2027.

How to read it

This is an investor-communication disclosure sharing an analyst-meet deck. The figures presented are largely industry and macro context rather than company results, and the company confirmed no unpublished price sensitive information would be discussed.

Nothing here is a view, opinion or recommendation of ScoutQuest, its parent, directors or employees. ScoutQuest is a technology company: this page was assembled automatically from public sources using artificial intelligence, and may contain errors or omissions. Confirm everything against the original source before you act on it. Any use of this page is at your own risk, and neither ScoutQuest nor its parent, directors or employees accepts liability for it.