Q2FY27 results: profit after tax ₹780 crore, up 34.2%; disbursements ₹18,522 crore; interim dividend ₹2 per share
Q2FY27 results: Profit after tax ₹780 crore, up 34.2% YoY.
By ScoutQuest · · 2 min read
- Profit After Tax
- ₹780 crore, up 34.2% YoY
- Disbursements
- ₹18,522 crore
- Net Interest Income
- ₹2,534 crore
The Board of Directors approved the unaudited financial results for the quarter and half year ended September 30, 2026 at its meeting on Wednesday, October 14, 2026. A press release summarising the performance was also issued to the stock exchanges.
Quarterly numbers
- Profit after tax was ₹780 crore, a growth of 34.2% over the same quarter a year earlier.
- Profit before tax was ₹1,044 crore.
- Net interest income, the difference between interest earned and interest paid, was ₹2,534 crore.
- Disbursements, the loans given out during the quarter, were ₹18,522 crore.
- Assets under management, the size of the loan book being managed, were ₹1,24,638 crore as on September 30, 2026.
Dividend
- The Board has declared an interim dividend of ₹2 per equity share.
- The record date is October 23, 2026, the cut-off for deciding which shareholders are entitled to this dividend.
Asset quality
- Gross Stage 3 loans were 2.43%. Stage 3 is the regulatory term for loans where repayment is seriously overdue, commonly called bad loans, measured before provisions.
About the business
HDB Financial Services is a non-deposit taking non-banking financial company, categorised as an upper layer NBFC by the RBI. Its lending runs through Enterprise Lending, Asset Finance and Consumer Finance, serving individuals, emerging businesses and micro enterprises, and it distributes loans through a branch network spread across many cities and towns.
How a retail investor can read this
- The release covers a quarter and the half year, and the numbers are unaudited, so they have not yet been audited by the company's auditors.
- An interim dividend is a dividend paid during the year, ahead of any final dividend the Board may consider later.
- The profit after tax of ₹780 crore, up 34.2%, is the headline number in the release, compared with the same quarter of the previous year.
- Disbursements of ₹18,522 crore show the loans given out in the quarter, while assets under management of ₹1,24,638 crore show the size of the book as on September 30, 2026.
- Gross Stage 3 loans at 2.43% is the asset quality measure to track, as it shows the share of the loan book not being repaid on time.
- Shareholders on record as of the record date are the ones who receive the interim dividend, so the record date is the date to note.
Also from HDB Financial Services
Q2 FY27 call transcript: PAT ₹780 crore, disbursements ₹18,522 crore, interim dividend of ₹2 per share
20 Oct 2026
Viewer query on HDB Financial Services holding; analyst recommends holding
19 Oct 2026
HDB Financial Services reported a mixed set of second quarter earnings; management discussed net interest margin pressure from repo-linked borrowings
19 Oct 2026
More numbers
- Profit after tax, Q2FY27₹780 crore
- Profit after tax growth YoY34.2%
- Profit before tax, Q2FY27₹ 1,044 crore
- Net interest income, Q2FY27₹ 2,534 crore
- Disbursements, Q2FY27₹18,522 Crores
- Assets under management as on September 30, 2026₹ 1,24,638 crore
- Gross Stage 3 loans as on September 30, 20262.43%
- Interim dividend per equity share₹2 per equity share
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