Money Control Pro's 'idea for profit' segment highlighted HDB Financial Services as a stock to watch, citing strong growth potential

Mon 5 Oct 2026

Margin guidance

8 percent

Heard on business television between 10:39:42 - 10:42:42 IST.

• HDB Financial Services is a subsidiary of HDFC Bank with a long operating track record in retail and SME lending to underserved segments.
• The company posted an all-time high in the June quarter.
• Large exposure to underpenetrated tier-4 and smaller towns was cited as a growth runway, aided by HDFC Bank's parentage for distribution expansion.
• Management's strategy favors calibrated growth over aggressive volume, with margin guidance around 8% and consistent credit cost.
• Analyst said valuation rerating needs stronger loan growth momentum and sustained profitability, but the company is well positioned to scale and command premium valuation due to HDFC Bank's pedigree and low cost of funds.

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