Business Performance Update: deposits at ₹ 2,794 crore, loan referral disbursals up 223%

September 2026: average total deposits ₹ 2,794 crore, loan referral disbursals ₹ 278 crore (up 223%), CMS throughput ₹ 6,918 crore.

Wed 7 Oct 2026

Average total deposits

₹ 2,794 crore

Loan referral disbursals

₹ 278 crore (up 223%)

CMS throughput

₹ 6,918 crore

Fino Payments Bank has shared its business performance update for September 2026. The figures are provisional and unaudited, so they are an early read on how the business is trending.

The headline numbers

• Average total deposits: ₹ 2,794 crore, up 13% from ₹ 2,480 crore a year earlier.
• Loan referral disbursals: ₹ 278 crore, up 223% from ₹ 86 crore.
• CMS throughput: ₹ 6,918 crore, up 10% from ₹ 6,281 crore.
• Transaction business throughput: ₹ 3,469 crore, down 10% from ₹ 3,866 crore.
• Accounts opened: 2,44,763, down 17% from 2,94,846.
• Renewal income: ₹ 28.0 crore, up 20% from ₹ 23.3 crore.
• Current account and savings account (CASA) base: 1.91 crore.

What these terms mean

• Throughput is the total value of transactions processed and is not the bank's own revenue.
• CMS (cash management services) refers to the collection and disbursal of cash for clients such as banks and institutions.
• Loan referral disbursals are loans given by partner lenders to customers the bank refers; the bank earns a fee and does not lend the money itself.
• CASA is the pool of low-cost current and savings account deposits.

What stands out

Growth is visible in deposits, CMS activity and loan referral disbursals, and the CASA base has expanded. At the same time, fewer new accounts were opened than a year earlier, transaction business throughput was lower, and the B2B UPI P2M line recorded ₹ 961 crore of throughput in September 2025 against none in September 2026.

For a retail investor, this is a monthly operating snapshot rather than a profit-and-loss statement. It shows how volumes and customer activity are moving; the earnings effect would come through the bank's financial results.

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