FFFinkurve Financial Services508954Quarterly results

Board approves Q2 results, security cover certificate and brand rename to AUGMONT

Board meeting on 5 November 2026 approved the unaudited results for the quarter and half year ended 30 September 2026.

By ScoutQuest · Thu 5 Nov 2026, 7:14 PM IST · 2 min read

Total income (Q2)

Rs 9,039.12 lakh

Profit (Q2)

Rs 959.67 lakh

Gross NPA / Net NPA / CRAR

2.63% / 2.37% / 28.74%

Quarter and half year results

The board, at its meeting on 5 November 2026, approved the unaudited financial results of the company for the quarter and half year ended 30 September 2026. The statutory auditors have issued a limited review report on these results, and the audit committee reviewed them before board approval. The company reports a single business segment, financial services, with operations in India.

Earnings

• Total income for the quarter was Rs 9,039.12 lakh.
• Profit for the quarter was Rs 959.67 lakh, against Rs 591.89 lakh in the same quarter a year earlier.
• For the half year, profit was Rs 1,803.48 lakh.

Asset quality and capital

• Gross NPA ratio 2.63% and net NPA ratio 2.37%.
• Capital to risk-weighted assets ratio (CRAR) 28.74%.
• Net worth Rs 36,452.24 lakh.

These ratios help a reader judge how much of the lending book is stressed and how much capital cushion sits against it. A lower NPA ratio means a smaller share of loans is not being repaid on schedule; a higher CRAR means a larger capital base relative to the risk on the books.

Other decisions and disclosures placed with the exchanges

• A security cover certificate from the statutory auditors covering the company's listed secured non-convertible debentures.
• A statement on the utilisation of issue proceeds of the preferential issue of equity shares and share warrants, and any deviation or variation from the objects of the issue.
• A statement on the utilisation of issue proceeds of non-convertible securities, and any deviation or variation from the objects of that issue.

Brand name

• The board approved the adoption of a change of brand name from 'ARVOG' to 'AUGMONT'. This is a brand name change approved by the board as stated in the update.

What the mix of items means for a retail reader

• The results are the main event, since income, profit and NPA ratios tell you how the lending business performed in the September 2026 quarter.
• The security cover certificate and issue-proceeds statements relate to how borrowed money and previously raised money are backed and used; they are periodic confirmations to debenture holders and shareholders.
• The brand name change does not, by itself, change the company's share capital or the identity of the listed security; it is a change of the brand the business uses.

How to read the numbers

• Compare the quarterly profit with the same quarter of last year to see the direction of earnings, rather than looking at a single quarter in isolation.
• Watch the gross and net NPA ratios together: gross NPA shows stress before provisions, net NPA after provisions set aside against those loans.
• CRAR indicates the capital available against risk-weighted assets; it is the cushion that absorbs loan losses.

Nothing here is a view, opinion or recommendation of ScoutQuest, its parent, directors or employees. ScoutQuest is a technology company: this page was assembled automatically from public sources using artificial intelligence, and may contain errors or omissions. Confirm everything against the original source before you act on it. Any use of this page is at your own risk, and neither ScoutQuest nor its parent, directors or employees accepts liability for it.

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