Q2 FY27: PAT up 63.1% YoY to ₹130.8 Cr, AUM up 36.6% YoY to ₹22,035 Cr
Fedbank Q2 FY27: PAT ₹130.8 Cr, up 63.1% YoY 🚀.
By ScoutQuest · · 2 min read
- PAT
- ₹130.8 Cr, up 63.1% YoY
- Net Interest Income
- ₹403.7 Cr, up 37.4% YoY
- AUM
- ₹22,035 Cr, up 36.6% YoY
Quarter at a glance
Fedbank Financial Services has shared its financial and operational performance for the quarter ended September 30, 2026 (Q2 FY27). The release leads with Profit After Tax of ₹130.8 Cr, up 63.1% year-on-year, and highlights a Return on Average Assets of 2.8% and Return on Average Equity of 17.0%.
Profit and income
- Net Interest Income (Core) for Q2 FY27 was ₹404.8 Cr, while the release's bullet points net interest income up 37.4% YoY to ₹403.7 Cr.
- Net Total Income was ₹431.5 Cr, up 33.9% YoY and 8.5% QoQ.
- Operating Profit was ₹205.1 Cr, up 47.5% YoY, with operating expenses at ₹226.4 Cr.
- Profit Before Tax was ₹178.0 Cr (up 65.6% YoY) after a credit cost of ₹27.1 Cr; Tax Expenses were ₹47.3 Cr.
- Profit After Tax of ₹130.8 Cr is up 63.1% YoY and 14.3% QoQ.
- Book Value Per Share was ₹84.4, up 5.3% QoQ and 16.3% YoY; Shareholder's Fund stood at ₹3,165.0 Cr.
Business volumes
- Asset Under Management was ₹22,035 Cr, up 36.6% YoY and 4.2% QoQ.
- Disbursements for the quarter were ₹6,676 Cr, a growth of 28.3% YoY, and down 1.2% QoQ.
Asset quality and ratios
- Gross NPA was 1.8%, up 27 bps QoQ and down 8 bps YoY; Net NPA was 1.2%, up 22 bps QoQ and down 12 bps YoY.
- Credit cost for the quarter is stated at 0.6%.
- Cost to Income was 52.5%, down 36 bps QoQ and 439 bps YoY.
- Return on Average Assets was 2.8% (up 24 bps QoQ) and Return on Average Equity 17.0% (up 153 bps QoQ).
- CRAR was 21.0%, up 25 bps QoQ and down 68 bps YoY.
Network
- Branch count stood at 831, spread across 18 states and union territories, up 9.8% QoQ and 18.9% YoY.
- Employees were 5,920 (excluding apprentices under the NAPS scheme), up 10.1% QoQ and 21.0% YoY.
The release describes Fedbank as a Mumbai-based, retail-focused non-banking finance company promoted by Federal Bank Limited, specialising in Loan Against Property and Gold Loans, targeting the emerging self-employed customer segment.
Also from Fedbank Financial Services
Grant of 1.65 lakh stock options to eligible employees under ESOS-2024
23 Oct 2026
Q2 FY27 call: disbursements up 28%, PAT up 63%, ROE at 17%
23 Oct 2026
Fedbank Financial Services uploads audio recording of October 15, 2026 Earnings Conference Call
15 Oct 2026
More numbers
- Profit After Tax, Q2 FY27₹130.8 Cr
- Profit After Tax growth YoY63.1%
- Net Interest Income, Q2 FY27₹403.7 Cr
- Net Interest Income growth YoY37.4%
- Operating Profit, Q2 FY27₹205.1 Cr
- Asset Under Management, Q2 FY2722,035 Cr
- Disbursements, Q2 FY27₹6,676 Cr
- Gross NPA, Q2 FY271.8%
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