ESAF Small Finance Bank reported strong Q2 business growth with deposits up 24% and gross advances up 25% YoY, maintaining asset growth guidance of 22-25%; MD flagged CASA dip as a concern

Mon 5 Oct 2026

Deposit growth YoY

24 percent

Gross advances growth YoY

25 percent

Asset growth guidance

22 percent to 25 percent

Secured book share last year

61 percent

Secured book share now

65 percent

Heard on business television between 12:42:32 - 12:45:32 IST.

• Deposits grew 24% year-on-year and gross advances grew 25% year-on-year.
• Company maintained its asset growth guidance of 22% to 25%.
• MD K Paul Thomas said secured book grew from 61% to 65% year-on-year as the bank shifted strategy toward MSME, agri, retail and gold lending after asset quality challenges in microfinance during FY24-25.
• Collection efficiency in the micro loan segment improved to 99%.
• Stock has risen about 90% in six months and 40% over one year; Thomas acknowledged a dip in CASA as a concern flagged by the anchor.

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