Business update: Gross Advances Rs. 50,694 crore, up 29.58% YoY; Total Deposits up 19.03% YoY in Sep'26 quarter

Sep'26 business update (provisional): Gross Advances Rs. 50,694 crore, up 29.58% YoY & 6.41% QoQ, on disbursements of ~Rs.

Fri 2 Oct 2026

Gross Advances

Rs. 50,694 crore, up 29.58% YoY & 6.41% QoQ

Disbursements

~Rs. 7,461 crore

Total Deposits

Rs. 52,483 crore, up 19.03% YoY

CASA / CASA ratio

Rs. 13,480 crore; CASA ratio 26%

Cost of Funds / CD ratio

Cost of Funds 7.12%; CD ratio 90.55%

Advances

• Gross Advances stood at Rs. 50,694 crore as on September 30, 2026. The bank reported this as growth of 29.58% year-on-year and 6.41% quarter-on-quarter.
• The bank said the growth came on the back of robust disbursements of around Rs. 7,461 crore during the quarter.
• Micro Finance & Micro Loans advances were Rs. 6,331 crore as on September 30, 2026.

Deposits

• Total Deposits were Rs. 52,483 crore, which the bank reported as growth of 19.03% year-on-year.
• CASA (current account and savings account) deposits, which are the lower-cost source of funds for a bank, stood at Rs. 13,480 crore.
• The CASA ratio was 26% and the Cost of Funds was 7.12%.

CD ratio

• The CD (credit-deposit) ratio, which broadly compares a bank's advances with its deposits, was 90.55% as on September 30, 2026.

NPA sale

• During the quarter the bank sold Non-Performing Assets amounting to Rs. 110 crore across the Retail, AHF and MSE segments to an Asset Reconstruction Company (ARC).

Points to keep in mind

• The bank states that the figures are provisional, should be read together with the related comments, and are subject to review by the Joint Statutory Auditors of the Bank and approval by the Audit Committee and the Board of Directors. The numbers are therefore subject to change.
• The bank also notes that certain figures are subject to change based on technical write-offs.

How such updates are usually read

• Business updates of this kind are shared ahead of the full quarterly results and give an early view of advances and deposits. Readers typically compare the year-on-year and quarter-on-quarter growth rates with those reported in earlier periods, and look at the mix of deposits and the cost of funds.

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