Q2 FY27 business update: on-book portfolio up ~24% YoY to ~₹1,596 crore

On-book portfolio ~₹1,596 crore vs ~₹1,292 crore a year ago (~24% YoY growth).

Thu 1 Oct 2026

On-book portfolio YoY growth

~₹1,596 crore vs ~₹1,292 crore a year ago (~24% YoY growth)

Fresh sanctions

₹285.50 crore from eleven lenders, plus ₹100 crore co-lending sanction from SIDBI

Disbursements and collections

Disbursements ~₹384 crore; collections ~₹321 crore

Liquidity surplus

~₹277 crore incl. undrawn sanctions ~₹210 crore

Capital Adequacy Ratio

~41%

What the company reported

CSL Finance shared a provisional business update for the quarter ended 30 September 2026, ahead of its detailed results presentation.

• On-book portfolio: approximately ₹1,596 crore, versus approximately ₹1,292 crore in September 2025, a year-on-year growth of about 24%.
• Direct Assignment portfolio: approximately ₹51 crore, compared with ₹88 crore in the same quarter last year.
• Fresh sanctions: ₹285.50 crore from Eleven lenders, including one new lender, Anand Rathi Global Finance Limited.
• Co-lending: a sanction of ₹100 crore from SIDBI for the SME segment.
• Disbursements during the quarter: approximately ₹384 crore; collections approximately ₹321 crore.
• Liquidity surplus: approximately ₹277 crore, including undrawn sanctions of approximately ₹210 crore, of which ₹90 crore is NCD funding.
• Capital Adequacy Ratio: approximately 41%.
• Portfolio mix: 72:28 between WSL and SME, versus 70:30 as at June 2026.
• Network: 37 branches and 439 employees.

How to read it

Loan book growth of about 24% with disbursements running ahead of collections points to continued expansion. The Direct Assignment book is lower year-on-year. A capital adequacy ratio of about 41% is well above the regulatory minimum for NBFCs, and the liquidity surplus plus fresh and co-lending sanctions indicate funding availability for further lending. The mix has shifted slightly more towards WSL from SME quarter-on-quarter.

Caveat

The company states these September 2026 figures are provisional and subject to limited review by its statutory auditors, so final reported numbers may differ. Asset quality and profitability details are expected with the results.

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