CSL Finance Q2FY27: AUM up 16% to ₹1,627 crore, revenue up 21%, PAT up 2%
Q2FY27 revenue up 21% to ₹77.35 crore and AUM up 16% to ₹1,627 crore, while PAT rose just 2% to ₹24.95 crore.
By ScoutQuest · · 1 min read
- Q2FY27 Revenue
- up 21% to ₹77.35 crore
- Q2FY27 PAT
- rose 2% to ₹24.95 crore
- AUM
- ₹1,627 crore, up 16% YoY
- Period
- Q2FY27
- Positioning
- In its own terms, a Delhi NCR-focused SME lender with ₹1,627 crore AUM split 27:73 between SME Retail and Wholesale, a 35-lender borrowing base and an A-|Stable rating
📈 Q2FY27 revenue rose 21% year on year to ₹77.35 crore and PBT to ₹35.01 crore, but profit after tax grew only 2% to ₹24.95 crore; the company reports net interest income of ₹49.6 crore in the quarter, up 21% YoY.
📌 AUM stood at ₹1,627 crore, up 16% YoY, of which on-book AUM was ₹1,578 crore, up 21%; Q2FY27 disbursements of ₹385 crore were up 31% YoY and are described as the highest in the company's history, while collections were ₹298 crore, up 16%.
📉 Asset quality softened: gross NPA at 1.13% was up 62 bps YoY and 18 bps QoQ, net NPA at 0.71% was up 32 bps YoY, provision coverage ratio fell to 110.29% from 229.06% a year earlier, and CAR eased to 40.87% with debt-to-equity at 1.50.
📈 The deck also prints FY26 revenue of ₹257.02 crore and FY26 PAT of ₹86.11 crore; management states the Wholesale segment remains healthy and is expected to be the key growth driver in FY27, while SME Retail is expected to return to growth gradually over the year.
Also from CSL Finance
CSL Finance Q2FY27 earnings call held November 03, 2026; audio recording link shared
3 Nov 2026
Board approves September quarter results; debenture proceeds fully utilised
2 Nov 2026
Akshay Gujar appointed CEO of SME Division, designated Senior Management Personnel
27 Oct 2026
More numbers
- Revenue, Q2FY2777.35 (₹ crore)
- Profit after tax, Q2FY2724.95 (₹ crore)
- Profit before tax, Q2FY2735.01 (₹ crore)
- AUM, Q2FY27₹1,627 crore
- Disbursements, Q2FY27₹385 crore
- Gross NPA, Q2FY271.13%
- Net NPA, Q2FY270.71%
- Provision coverage ratio, Q2FY27110.29%
- Revenue, FY26257.02 (₹ crore)
- Profit after tax, FY2686.11 (₹ crore)
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