CSB Bank Q2 FY27: NII up 20% YoY to ₹510 crore, GNPA at 1.58%, NNPA at 0.33%
NII rose 20% YoY to ₹510 crore in Q2 FY27; the bank says NNPA at 0.33% is its lowest in 11 quarters.
By ScoutQuest · · 1 min read
- Net interest income (NII) Q2 FY27
- ₹510 crore, up 20% YoY, up 7% QoQ
- Net NPA ratio
- 0.33% — lowest in 11 quarters
- Interest expense Q2 FY27
- ₹829 crore, up 21% YoY
- Release
- Results press release
- Period
- Q2 FY27
_Standalone · Q2 FY27_
📈 Interest income, Q2 FY27: 1,339 (Rs Crore) (up 21% YoY; up 4% QoQ)
📈 Net interest income rose 20% YoY to ₹510 crore in Q2 FY27 and was up 7% QoQ.
📌 The bank says the gross NPA ratio of 1.58% is its lowest since Q1 FY26 and the net NPA ratio of 0.33% its lowest in 11 quarters, while the provision coverage ratio rose to 87.65% from 84.14% a year earlier.
📉 Interest expense rose 21% YoY to ₹829 crore, and other income fell 22% YoY to ₹274 crore despite a 20% QoQ rise.
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More numbers
- Interest income, Q2 FY271,339 (Rs Crore)
- Net interest income, Q2 FY27₹ 510 crore
- Profit after tax, Q2 FY27₹ 183 crore
- Cost to income ratio, Q2 FY2764.80%
- GNPA, as on 30.09.20261.58%
- NNPA, as on 30.09.20260.33%
- Provision coverage ratio, as on 30.09.202687.65%
- Deposits₹ 46,889 crore
- Advances (Net)₹ 41,852 crore
- Interest expense, Q2 FY27829 (Rs Crore)
- Other income, Q2 FY27274 (Rs Crore)
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