Central Bank of India532885Banking
Central Bank of India MD Kalyan Kumar discussed Q2 results, credit growth of 30%, deposit growth and FCNR-B fundraise
By ScoutQuest · · 1 min read
- YoY credit growth
- 30 percent
- YoY deposit growth
- 19 percent
- CASA growth
- 9 percent
- Q1 CD raised
- 9,500 crore rupees
- Cost of CD
- 6.29 percent
Heard on business television between 11:28:20 - 11:31:20 IST.
- Credit growth was approximately 30% year-on-year while deposit growth was 19% and CASA grew 9%
- Bank raised CD (certificate of deposit) worth 9,500 crore rupees in Q1 at a cost of 6.29%, with overall cost of deposit at 4.60% and yield on advances at 7.87%
- CD ratio stood at 75%, leaving headroom for further growth, and management retained guidance of 14-16% advances growth and 10-12% deposit growth
- Bank raised about 926 million dollars (approximately 8,800 crore rupees) via FCNR-B deposits
- Margin improved to 3.01%, with 61% of the loan book linked to the repo rate, amid expectations of a rate hike in December
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Source: Live TV News Channel · 21 Oct 2026
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