CBCanara Bank532483Investor deck

Investor presentation on Q2 and H1 FY 2026-27 financial results

An investor presentation on the financial results (standalone and consolidated) for the second quarter and half-year ended 30.09.2026 has been shared.

By ScoutQuest · Wed 14 Oct 2026, 12:16 PM IST · 2 min read

Net Profit

₹5,175 crore, up 8.40% y-o-y

Net Interest Income

₹11,005 crore, up 20.39% y-o-y

Gross NPA

1.33%, down 102 bps

What was shared

The company has submitted an investor presentation covering the financial results, standalone and consolidated, for the second quarter and half-year ended 30.09.2026, that is Q2 of FY 2026-27. An investor presentation is a slide deck a company uses to explain its numbers to investors and analysts.

Performance highlights (₹ in Crore)

• Global Business: 30,72,365, up 15.88% y-o-y
• Global Deposits: 16,97,305, up 13.13% y-o-y
• Global Advances: 13,75,060, up 19.46% y-o-y
• Net Interest Income: 11,005, up 20.39% y-o-y
• Net Profit: 5,175, up 8.40% y-o-y
• CRAR: 17.19%, up 99 bps y-o-y
• PCR: 95.34%, up 175 bps y-o-y
• Gross NPA: 1.33%, down 102 bps y-o-y
• Net NPA: 0.30%, down 24 bps y-o-y

Key highlights (₹ in Crore)

• RAM Credit: 8,12,310, up 21.03% y-o-y
• Retail Credit: 3,30,587, up 31.61% y-o-y
• Housing Loan: 1,34,501, up 17.35% y-o-y
• Vehicle Loan: 29,326, up 25.50% y-o-y
• MSME: 1,77,600, up 15.49% y-o-y
• EPS: 22.06, up 5.00% y-o-y
• Credit Cost: 0.47%, down 21 bps y-o-y
• Slippage Ratio: 0.58%, down 18 bps y-o-y

Simple meaning of the terms

• Year-on-year (y-o-y) compares this period with the same period a year earlier.
• bps means basis points; 100 bps equals 1 percentage point.
• Net Interest Income is broadly the interest earned on loans minus the interest paid on deposits.
• CRAR (Capital to Risk-weighted Assets Ratio) shows how much capital the bank holds against its loans; a higher ratio generally means a larger cushion.
• PCR (Provision Coverage Ratio) shows how much of the bad loans the bank has already provided for.
• Gross NPA and Net NPA are the share of loans that have turned bad, before and after provisions. Both ratios here are lower than a year earlier.
• Credit Cost and Slippage Ratio here are also lower than a year earlier.
• EPS is earnings per share.

What else the presentation covers

• Business Performance, Financial Performance, Investments, Asset Quality, Capital & Shareholding, Environmental, Social & Governance, Distribution Network & Digital Footprint, Subsidiaries & Associates, and a section comparing guidance for March 2027 with actuals for September 2026.

These slides are the headline summary; the detailed tables behind each of these blocks sit in the presentation itself.

Nothing here is a view, opinion or recommendation of ScoutQuest, its parent, directors or employees. ScoutQuest is a technology company: this page was assembled automatically from public sources using artificial intelligence, and may contain errors or omissions. Confirm everything against the original source before you act on it. Any use of this page is at your own risk, and neither ScoutQuest nor its parent, directors or employees accepts liability for it.

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