Can Fin Homes Q2 FY27: loan book reaches ₹43,539 crore, PAT ₹275 crore; Roadmap 2028 targets 40% non-South disbursement
Q2 FY27 loan book ₹43,539 crore vs ₹39,657 crore a year ago; PAT ₹275 crore vs ₹251 crore; NIM 3.89%.
- Q2 FY27 loan book
- ₹43,539 crore vs ₹39,657 crore a year ago
- Q2 FY27 PAT
- ₹275 crore vs ₹251 crore
- Q2 FY27 NIM
- 3.89% from 4.02%
- Period
- Q2 FY27
- Positioning
- Can Fin Homes presents itself as a Canara Bank-sponsored housing finance company with a ₹42,209 crore AUM at FY26, predominantly salaried housing loans and a South India base expanding nationally.
📈 Q2 FY27 loan book was ₹43,539 crore against ₹39,657 crore in Q2 FY26; net interest income was ₹431 crore (₹404 crore), PBT ₹347 crore (₹332 crore) and PAT ₹275 crore (₹251 crore). NIM eased to 3.89% from 4.02% and RoAA to 2.42% from 2.46%. For FY26 the company prints PAT of ₹1,086 crore, GNPA of 0.85% and spread of 2.86%.
📉 Quarterly spread slipped to 2.81% in Q2 FY27 from 2.91% in Q2 FY26 as yield fell to 9.84%; annual reset loans dropped to 12.37% of AUM from 59.75%. Disbursement in Q2 FY27 was 2373 (₹ crore) and the run-down ratio 4.17%.
🏭 Under its Roadmap 2028 the presentation projects Rest of India rising to 40% of incremental disbursement by March 2028 (34% in Sept-26) and non-housing loans reaching 20% of AUM (16% in Sept-26). Management says it will keep its thrust on growth, asset quality, profitability and liquidity, push direct sourcing and expand sourcing channels.
📌 Backing this, the company lists 86 new branches opened after 2023, mostly in North, West, East and Tamil Nadu, and says Project Tejas, its IT transformation with IBM as system integrator, has been completed.
Also from Can Fin Homes
H1 FY27: Net profit up 14% to Rs.543 Crores, loan assets rise 10% to Rs.43,539 crores
9 Oct 2026
Standalone results for the quarter Ended (30/09/2026)
9 Oct 2026
Board approves un-audited Q2 and H1 FY27 results; net profit Rs. 27,461.07 lakh for the quarter
9 Oct 2026
More numbers
- Loan book, Q2 FY2743,539 (₹ in crore)
- Loan book, Q2 FY2639,657 (₹ in crore)
- Net interest income, Q2 FY27431 (₹ in crore)
- PBT, Q2 FY27347 (₹ in crore)
- PAT, Q2 FY27275 (₹ in crore)
- PAT, Q2 FY26251 (₹ in crore)
- Net interest margin, Q2 FY273.89%
- RoAA, Q2 FY272.42%
- PAT, FY261,086 (₹ in Crore)
- GNPA, FY260.85%
- Spread, Q2FY272.81%
- Annual reset loan % to total AUM, Q2FY2712.37%
- Disbursement, Q2 FY272373 (₹ in Crore)
- New branches after 202386
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