BBBandhan Bank541153Quarterly results

Board approves Q2 FY27 unaudited results: net profit Rs. 62,175.05 lakh, GNPA 3.11%, CAR 18.32%

Board approved unaudited results for the quarter and half-year ended September 30, 2026.

By ScoutQuest · Wed 28 Oct 2026, 4:07 PM IST · 2 min read

Q2 net profit

Rs. 62,175.05 lakh, against Rs. 11,187.14 lakh a year earlier

Gross NPA

3.11% vs 5.02% a year earlier; net NPA 0.92%

Capital Adequacy Ratio

18.32%

What the board approved

The Board of Directors met on October 28, 2026 and approved the unaudited financial results of the Bank for the quarter (Q2) and half-year ended September 30, 2026. The results carry a Limited Review Report issued by the joint statutory auditors. A press release on the results was enclosed, and an earnings update presentation is being submitted separately.

Profit

• Net profit for the quarter ended September 30, 2026 was Rs. 62,175.05 lakh.
• In the same quarter a year earlier, net profit was Rs. 11,187.14 lakh.
• The press release headlines the quarter's profit after tax as a sharp year-on-year jump and also summarises the advances, deposits and asset quality trends described below.

Asset quality

• Gross NPA ratio was 3.11% of gross advances, against 5.02% in the same quarter a year earlier.
• Net NPA ratio was 0.92% of net advances.
• The press release states that gross NPA was flat compared with the preceding quarter and that net NPA was unchanged from the previous quarter.
• The same release refers to higher collection efficiency in EEB loans and to sequential improvement in the SMA 0, SMA 1 and SMA 2 buckets of the EEB portfolio.

Capital

• Capital Adequacy Ratio was 18.32%.
• The Bank states it has no subsidiary, associate or joint venture, and accordingly does not publish consolidated financial results.

Business scale, as per the enclosed press release

• Gross advances stood at Rs. 1.58 lakh crore as of September 2026.
• Total deposits stood at Rs. 1.73 lakh crore.
• The release says secured advances now form a larger share of total advances than a year earlier, with retail (other than housing) and wholesale banking books showing year-on-year growth while the housing and EEB books grew more modestly.
• On deposits, it notes that the CASA plus retail term deposits share of total deposits is high, indicating a retail-heavy deposit base.

Other points from the notes to the results

• Shares were allotted during the quarter on exercise of employee stock options, which increased share capital and share premium.
• The Bank has disclosed loans acquired through assignment during the quarter under the RBI's credit risk transfer directions, including the retention of beneficial economic interest by the originator and the tangible security coverage.
• Details of security receipts outstanding, classified by recovery rating, are set out, along with the position on accounts under the COVID-19 resolution frameworks and project finance accounts under implementation.
• Shareholders should read these along with the press release and the earnings update presentation for the full picture of the quarter.

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