Bajaj Housing Finance Q2 FY27: AUM up 25% to ₹158,205 crore, profit after tax up 18% to ₹757 crore
Q2 FY27 AUM up 25% to 158,205 Cr; profit after tax up 18% to 757 Cr; GNPA 0.29%, NNPA 0.12%.
By ScoutQuest · · 1 min read
- AUM Growth (Q2 FY27)
- AUM up 25% to 158,205 Cr
- Profit After Tax (Q2 FY27)
- profit after tax up 18% to 757 Cr
- Asset Quality
- GNPA 0.29%, NNPA 0.12%
- Period
- Q2 FY27 / H1FY27
- Positioning
- A housing finance company with AUM of 1,40,706 Cr at FY26, offering all mortgage products across prime and non-prime segments, with prime housing and lease rental discounting as anchor products.
📉 In Q2 FY27 AUM rose 25% to 158,205 crore and loan assets 24% to 139,862 crore. Net total income grew 15% to 1,254 crore and profit after tax 18% to 757 crore; H1FY27 PAT was 1,472 crore, up 20%. Loan losses fell 19% to 35 crore.
💰 Margins are compressing: portfolio yield eased to 8.8% from 9.3% a year earlier and NIM to 3.7% from 3.9%, while opex to NTI improved to 19.1%. Asset quality held with GNPA 0.29% and NNPA 0.12%; ROE was 12.7%.
💰 The company describes itself as a full-suite mortgage lender with prime housing and lease rental discounting as anchor products, a low-risk model and a diversified borrowing mix weighted to longer tenors. Home loans AUM stands at 85,224 Cr with 78.4% of customers above CIBIL 750 at origination.
🎯 Management states a target of a 600+ Cr monthly disbursement run-rate in its Sambhav near-prime and affordable business within the next 6 months, up from 500-515 Cr in Q2'27; Sambhav was 16% of home loan originations in Q2.
Also from Bajaj Housing Finance
Q2 FY27 call: AUM INR1.58 lakh crores, PAT INR757 crores, GNPA steady at 29 bps
24 Oct 2026
CFO Gaurav Kalani resigns; cessation recorded as not later than 31 January 2027
23 Oct 2026
Bajaj Housing Finance reported AUM and disbursement growth of around 20-25% year on year but margins remained under pressure
19 Oct 2026
More numbers
- Assets under management, Q2 FY27158,205 (₹ in Crore)
- AUM growth YoY, Q2 FY2725%
- Net Total Income, Q2 FY271,254 (₹ in Crore)
- Profit after tax, Q2 FY27757 (₹ in Crore)
- Profit after tax growth YoY, Q2 FY2718%
- Profit after tax, H1FY271,472 (₹ in Crore)
- Return on Average Equity, Q2 FY2712.7%
- GNPA, Q2FY270.29%
- NIM, Q2FY273.7%
- AUM, FY26140,706 (₹ in Crore)
- Profit after tax, FY262,560 (₹ in Crore)
- Home loans AUM85,224 Cr
- Sambhav target monthly disbursement run-rate600+ Cr
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