Revised Investor Presentation for ICICI Securities CIO Roundtable
The bank submitted a revised investor presentation for a CIO Roundtable hosted by ICICI Securities on September 24, 2026.
By ScoutQuest · · 2 min read
- Deposits Q1FY27
- ₹158 '000 cr.
- Gross Loan Portfolio Q1FY27
- ₹144 '000 cr.
- Deposits CAGR FY18-26
- 45%
- NII Q1FY27
- ₹2.7 '000 cr.
- NII CAGR FY18-26
- 33%
What was shared
The bank submitted a revised investor presentation under Regulation 30 of SEBI LODR, in continuation of its earlier intimation dated September 21, 2026, for a Group Meeting (CIO Roundtable) organised by ICICI Securities on September 24, 2026. The deck is also available on the bank's website.
Business growth shown
- Deposits: 8 (FY18) rising to 153 in FY26 and 158 in Q1FY27, in ₹ '000 cr., a 45% CAGR over FY18-26.
- Gross Loan Portfolio: 16 (FY18) to 140 in FY26 and 144 in Q1FY27, in ₹ '000 cr., a 31% CAGR over FY18-26.
- Net Interest Income: 0.9 (FY18) to 9.1 in FY26, in ₹ '000 cr., a 33% CAGR. Quarterly NII was 2.0 in Q1FY26 and 2.7 in Q1FY27.
Margin profile
NII as a share of average total assets was 6.6% in FY18, 5.8% in FY25, 5.4% in FY26 and 5.6% in Q1FY27. Pre-provision operating profit as a share of average total assets was 3.7% in FY18, 3.3% in FY25, 3.0% in FY26 and 3.0% in Q1FY27. Q1FY27 ratios are annualised. Recovery of bad debts has been reclassified from Other Income to Provisions and contingencies, with FY 2023-24 figures reclassified accordingly; average asset calculation from FY 2024-25 is on a monthly basis.
Themes flagged
- Execution track record and scaling of core businesses, with newer products and segments added.
- Strategy to sustain growth in both deposits and assets through investment in distribution, technology and brand.
- Benefits expected from a potential transition to Universal Banking, especially for the deposit franchise.
- An overview of the bank's technology strategy.
How to read it
This is a disclosure of material shared with analysts and institutional investors at a broker-hosted meeting, restating already reported performance trends rather than announcing a new transaction. The forward-looking elements, including the potential Universal Banking transition, are subject to the usual uncertainties noted in the deck's disclaimer.
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More numbers
- Deposits Q1FY27 (₹ '000 cr.)158
- Deposits FY26 (₹ '000 cr.)153
- Deposits CAGR FY18-2645%
- Gross Loan Portfolio Q1FY27 (₹ '000 cr.)144
- Gross Loan Portfolio FY26 (₹ '000 cr.)140
- Gross Loan Portfolio CAGR FY18-2631%
- NII FY26 (₹ '000 cr.)9.1
- NII Q1FY27 (₹ '000 cr.)2.7
- NII Q1FY26 (₹ '000 cr.)2.0
- NII CAGR FY18-2633%
- NII % of avg total assets Q1FY275.6%
- PPoP % of avg total assets Q1FY273.0%
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